Investment options of VESSCO INC RETIREMENT PLAN
Total Available Funds: 32
| Investment Option List |
|---|
| JPMorgan Equity Income R6 (HLIEX) |
| MFS Mid Cap Value R6 (MCVIX) |
| Janus Henderson Enterprise N (JMGRX) |
| Vanguard Emerging Mkts Stock Index Adm (VERSX) |
| Vanguard 500 Index Adm (VFINX) |
| Vanguard Mid Cap Index Adm (VIMSX) |
| Vanguard Small-Cap Index Adm (VISVX) |
| Vanguard Developed Mkts Index Adm |
| Vanguard Target Retirement 2020 Fund (VTWNX) |
| Vanguard Target Retirement 2025 Fund (VTTVX) |
| Vanguard Target Retirement 2030 Fund (VTHRX) |
| Vanguard Target Retirement 2035 Fund (VTTHX) |
| Vanguard Target Retirement 2040 Fund (VFORX) |
| Vanguard Target Retirement 2045 Fund (VTIVX) |
| Vanguard Target Retirement 2050 Fund (VFIFX) |
| Vanguard Target Retirement 2055 Fund (VFFVX) |
| Vanguard Target Retirement 2060 Fund (VTTSX) |
| Vanguard Target Retirement 2065 Fund (VSXFX) |
| Vanguard Target Retirement 2070 Fund (VSVNX) |
| Vanguard Target Retirement Income Fund (VTINX) |
| Reliance Trust Company MetLife GAC-25157 Class |
| Great Gray Trust Company, LLC Small Cap Value Fund II R1 (MXLSX) |
| Great Gray Trust Company, LLC Small Cap Growth II R1 (MXMSX) |
| Great Gray Trust Company, LLC Core Plus Bond R1 (MXFDX) |
| Great Gray Trust Company, LLC International Equity R1 (MXECX) |
| JP Morgan |
| Janus Henderson (JHISX) |
| International (BEGBX) |
| Vanguard (VFISX) |
| Smallcap (IVSOX) |
| Core Plus (GPBFX) |
| Participant's Loan Account |
Investment model portfolios
We provide two types of investment model portfolios for VESSCO INC RETIREMENT PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for VESSCO INC RETIREMENT PLAN