Investment options of VERUS AEROSPACE 401(K) PLAN
Total Available Funds: 27
| Investment Option List |
|---|
| American Funds 2015 Target Date Retirement Fund (REJTX) |
| American Funds 2020 Target Date Retirement Fund (RECTX) |
| American Funds 2025 Target Date Retirement Fund (REDTX) |
| American Funds 2030 Target Date Retirement Fund (REETX) |
| American Funds 2035 Target Date Retirement Fund (REFTX) |
| American Funds 2040 Target Date Retirement Fund (REGTX) |
| American Funds 2045 Target Date Retirement Fund (REHTX) |
| American Funds 2050 Target Date Retirement Fund (REITX) |
| American Funds 2055 Target Date Retirement Fund (FAJTX) |
| American Funds 2060 Target Date Retirement Fund (CCKTX) |
| American Funds 2065 Target Date Retirement Fund (AAOTX) |
| Allspring Special Mid Cap Value Fund (SMCDX) |
| Baron Small Cap Fund (BSCFX) |
| Dodge & Cox Dodge & Cox Income Fund Class I (DODIX) |
| Fidelity Investments US Bond (FSHBX) |
| Fidelity Investments 500 Index Fund (FUSEX) |
| Fidelity Investments Global Ex US |
| Fidelity Investments Extended Market (FSEMX) |
| Franklin Small-Midcap Growth A Fund (PSMHX) |
| i-Shares Russell 2000 Small-Cap (MCJAX) |
| JPMorgan Large Cap Growth Fund (SEEGX) |
| MFS International Diversification Fund (MDIJX) |
| PGIM High Yield Fund (PHYEX) |
| PIMCO Income Fund (PFIIX) |
| Putnam Large Cap Value Fund (PMVYX) |
| Undiscovered Managers Behavioral Value Fund (UBVLX) |
| PIMCO Stable Income Fund (PFIIX) |
Investment model portfolios
We provide two types of investment model portfolios for VERUS AEROSPACE 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for VERUS AEROSPACE 401(K) PLAN