Investment options of VENEER TECHNOLOGIES 401(K) PLAN
Total Available Funds: 33
| Investment Description |
|---|
| AMERICAN FUNDS AMERICAN FUNDS INFLATION LINKED BD R6 |
| BALLIE GIFFORD BALLIE GIFFORD INTERNATIONAL GROWTH K |
| CATALYST FUNDS CATALYSTI/ CIFC FLOATING RATE INCOME I |
| CLEARBRIDGE CLEARBRIDGE SELECT IS |
| COLUMBIA COLUMBIA MID-CAP INDEX I |
| DOUBLELINE DOUBLELINE SHILLER ENHANCED CAPE |
| FIDELITY FIDELITY 500 INDEX FUND |
| FIDELITY FIDELITY ADVISOR GROWTH OPP Z |
| INVESCO INVESCO WIDERHILL CLEAN ENERGY |
| JANUS HENDERSON JANUS HENDERSON DEVELOPED WORLD BD N |
| BLACKROCK ISHARES MSCI GLOBAL IMPACT ETF |
| HARTFORD HARTFORD SCHRODERS INTL STOCK SDR |
| MFS MFS GLOBAL REAL ESTATE R6 |
| PGIM FUNDS PGIM TOTAL RETURN BOND R6 |
| PGIM FUNDS PGIM JENNISON UTILITY R6 |
| T. ROWE PRICE T. ROWE PRICE RET 2005 INV |
| T. ROWE PRICE T. ROWE PRICE RET 2015 INV |
| T. ROWE PRICE T. ROWE PRICE RET 2020 INV |
| T. ROWE PRICE T. ROWE PRICE RET 2025 INV |
| T. ROWE PRICE T. ROWE PRICE RET 2030 INV |
| T. ROWE PRICE T. ROWE PRICE RET 2035 INV |
| T. ROWE PRICE T. ROWE PRICE RET 2040 INV |
| T. ROWE PRICE T. ROWE PRICE RET 2045 INV |
| T. ROWE PRICE T. ROWE PRICE RET 2050 INV |
| T. ROWE PRICE T. ROWE PRICE RET 2055 INV |
| T. ROWE PRICE T. ROWE PRICE RET 2060 INV |
| VANGUARD VANGUARD TAX-MANAGED SMALL-CAP ADMIRAL |
| VANGUARD VANGUARD INTRMD-TERM BOND INDEX ADMIRAL |
| VANGUARD VANGUARD FTSE DEVELOPED MARKETS ETF |
| VICTORY CAPITAL VICTORY HIGH YIELD Y |
| VIRTUS VIRTUS KAR EMERGING MRKT SMALL-CAP I |
| VIRTUS VIRTUS KAR SMALL-CAP GROWTH R6 |
| WCM WCM INTERNATIONALL SMALL CAP GROWTH INSTL |
Investment model portfolios
We provide two types of investment model portfolios for VENEER TECHNOLOGIES 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for VENEER TECHNOLOGIES 401(K) PLAN