Investment options of VENBROOK GROUP 401(K) PLAN
Total Available Funds: 31
| Investment Option List |
|---|
| Fidelity Freedom 2030 Fund N/R (FFFEX) |
| Fidelity Freedom 2035 Fund N/R (FFTHX) |
| Fidelity Freedom 2025 Fund N/R (FFTWX) |
| Fidelity Freedom 2040 Fund N/R (FFFFX) |
| Fidelity 500 Index Fund N/R (FUSEX) |
| Fidelity Freedom 2045 Fund N/R (FFFGX) |
| Fidelity Freedom 2020 Fund N/R (FFFDX) |
| Fidelity Freedom 2015 Fund N/R (FFVFX) |
| Fidelity Freedom 2050 Fund N/R (FFFHX) |
| Fidelity Freedom 2055 Fund N/R (FDEWX) |
| Fidelity Blue Chip Growth Fund N/R (FBGRX) |
| Fidelity Freedom 2010 Fund N/R (FFFCX) |
| Fidelity Global ex U.S. Index Fund N/R |
| American Funds American Mutual N/R (FFFMX) |
| Fidelity Freedom 2060 Fund N/R (FDKNX) |
| MFS Mid Cap Value Fund N/R (MCVIX) |
| Fidelity International Capital N/R (FDIVX) |
| Fidelity Freedom 2065 Fund N/R (FAXDX) |
| TRP TRP Dividend Growth I N/R |
| Fidelity Mid Cap Index Fund N/R (FIIMX) |
| JPMorgan Government Bond Fund N/R (HLGAX) |
| Columbia Emerging Markets Fund N/R (RSRIX) |
| Fidelity Small Cap Index Fund N/R (FSISX) |
| Cohen & Steers Cohen & Steers Realty Shares Fund N/R (CSRIX) |
| Fidelity Small Cap Growth Fund N/R (FCIGX) |
| Fidelity U.S. Bond Index Fund N/R |
| Allspring Allspring Special Small Cap Value N/R (ESPIX) |
| MFS Mid Cap Growth Fund N/R (OTCIX) |
| Fidelity Freedom Income Fund N/R (FFFAX) |
| Fidelity Inflation-Protected Bond N/R (FINPX) |
| maturing through March |
Investment model portfolios
We provide two types of investment model portfolios for VENBROOK GROUP 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for VENBROOK GROUP 401(K) PLAN