Investment options of VEE PAK, LLC 401 (K) PLAN
Total Available Funds: 31
| Investment Option List |
|---|
| Fidelity Emerging Markets Index (FMKIX) |
| Fidelity International Index (FDIVX) |
| Fidelity Small Cap Index (FSISX) |
| Fidelity US Bond Index (FSHBX) |
| Charles Schwab Schwab Treasure Inflation Pro Security Index |
| Schwab US Large Cap Growth Index (SWLSX) |
| Schwab US Large Cap Value Index (SWLVX) |
| Schwab US Mid Cap Index (SWMCX) |
| Vanguard High-Yield Corp Adm (VWEHX) |
| Charles Schwab Schwab Indexed Retirement 2010 I |
| Schwab Indexed Retirement 2015 I (SWARX) |
| Schwab Indexed Retirement 2020 I (SWARX) |
| Schwab Indexed Retirement 2025 I (SWARX) |
| Schwab Indexed Retirement 2030 I (SWARX) |
| Schwab Indexed Retirement 2035 I (SWARX) |
| Schwab Indexed Retirement 2040 I (SWARX) |
| Schwab Indexed Retirement 2045 I (SWARX) |
| Schwab Indexed Retirement 2050 I (SWARX) |
| Schwab Indexed Retirement 2055 I (SWARX) |
| Schwab Indexed Retirement 2060 I (SWARX) |
| State Street S&P 500 Index NL N (STFAX) |
| 3.25 to 8.25 percent – |
| FIDELITY EMERG MARKETS IDX Registered Investment Company (FZEMX) |
| FIDELITY INTERNATIONAL INDEX Registered Investment Company (FSSEX) |
| FIDELITY SMALL CAP INDEX Registered Investment Company (FSSJX) |
| FIDELITY US BOND INDEX Registered Investment Company (FBNDX) |
| SCH TREAS INFL PRO SECS IDX Registered Investment Company |
| SCHWAB US LG CAP GRTH INDX Registered Investment Company |
| SCHWAB US LG CAP VAL INDX Registered Investment Company |
| SCHWAB US MID CAP IDX Registered Investment Company |
| VANGUARD HIGH-YIELD CORP ADM Registered Investment Company (VWEHX) |
Investment model portfolios
We provide two types of investment model portfolios for VEE PAK, LLC 401 (K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for VEE PAK, LLC 401 (K) PLAN