Investment options of VANTAGE SERVICES 401(K) PLAN
Total Available Funds: 56
| Investment Description |
|---|
| Allspring Special Mid Cap Value R6 |
| American Funds Inflation Linked Bond R6 |
| American Funds New Perspective R6 |
| American Funds New World R6 |
| BlackRock High Yield Bond K |
| DFA Commodity Strategy I |
| Fidelity 500 Index |
| Hartford Schroders International Stk SDR |
| JPMorgan Large Cap Growth R6 |
| JPMorgan Mid Cap Growth R6 |
| MassMutual Premier Small Cap Opps I |
| Nuveen Lifecycle Index 2010 R6 |
| Nuveen Lifecycle Index 2015 R6 |
| Nuveen Lifecycle Index 2025 R6 |
| Nuveen Lifecycle Index 2030 R6 |
| Nuveen Lifecycle Index 2035 R6 |
| Nuveen Lifecycle Index 2040 R6 |
| Nuveen Lifecycle Index 2045 R6 |
| Nuveen Lifecycle Index 2050 R6 |
| Nuveen Lifecycle Index 2055 R6 |
| Nuveen Lifecycle Index 2060 R6 |
| Nuveen Lifecycle Index 2065 R6 |
| Oakmark Small Cap Instl |
| PIMCO International Bond (USD Hedged) Instl |
| Undiscovered Mgrs Behavioral Value R6 |
| Vanguard Equity-Income Adm |
| Vanguard Explorer Adm |
| Vanguard Interm-Term Bond Index Adm |
| Vanguard Mid Cap Index Adm |
| Vanguard Small Cap Index Adm |
| Vanguard Small Cap Value Index Admiral |
| Victory Core Plus Intermediate Bond R6 |
| iShares MSCI EAFE International Index K |
| maturing through August 2028 |
| Transamerica Life Ins Co Transamerica Stbl Val Core Op |
| Vanguard Small-Cap Val |
| Vanguard Eq Inc Adm |
| Vanguard Intermed-Term Bd Idx Adm |
| Nuveen Lifecycle Index 2015 Inst |
| Nuveen Lifecycle Index 2025 Inst |
| Nuveen Lifecycle Index 2030 Inst |
| Nuveen Lifecycle Index 2035 Inst |
| Nuveen Lifecycle Index 2040 Inst |
| Nuveen Lifecycle Index 2045 Inst |
| Nuveen Lifecycle Index 2050 Inst |
| Nuveen Lifecycle Idx 2055 Instl |
| JPMorgan Mid Cap Gr R6 |
| Nuveen Lifecycle Idx 2060 Instl |
| American Funds Inf Linked Bd R-6 |
| Hartford Hartford Schroders Intl Stk SDR |
| Nuveen Lifecycle Idx 2065 Instl |
| Victory Victory Core Plus Intermed Bd R6 |
| JPMorgan Lg Cap Gr R6 |
| Blackrock High Yield Portfolio K |
| Dimensional DFA Commodity Strategy |
| Blackrock iShares MSCI EAFE Intl Idx K |
Investment model portfolios
We provide two types of investment model portfolios for VANTAGE SERVICES 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for VANTAGE SERVICES 401(K) PLAN