Investment options of VALVTECHNOLOGIES EE’S 401K PS PLAN
Total Available Funds: 19
| Investment Description |
|---|
| Talcott Resolution Fixed Account Guaranteed Investment Contract |
| Notes receivable from participants Bearing interest at 3.25%-9.50% – |
| Allspg Spec MdCp Vl Fd R6 Registered Investment Company |
| AmCen Small Cap Growth Fund R6 Registered Investment Company |
| American Funds Am Balanced R6 Registered Investment Company |
| American Funds Hi-Income Tr R6 Registered Investment Company |
| American Funds Strat Bnd Fd R6 Registered Investment Company |
| Fidelity 500 Index Fund Registered Investment Company |
| Fidelity Intl Index Fnd Registered Investment Company |
| Fidelity Mid Cap Idx Fd Registered Investment Company |
| Fidelity Sm Cp Ind Fd Registered Investment Company |
| Invesco Small Cap Value Fd R6 Registered Investment Company |
| JPMorgan LgCp Grw Fnd R6 Registered Investment Company |
| Janus Hndr Glbl Eqty Inc Fnd N Registered Investment Company |
| MFS International Grw Fund R6 Registered Investment Company |
| Macq Mid Cap Growth R6 Registered Investment Company |
| Putnam Lrg Cp Val Fd – Cl R6 Registered Investment Company |
| Thornburg Strat Inc Fnd R6 Registered Investment Company |
| Voya Gv Mny Mkt F A (Hld Acct) Registered Investment Company |
Investment model portfolios
We provide two types of investment model portfolios for VALVTECHNOLOGIES EE’S 401K PS PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for VALVTECHNOLOGIES EE'S 401K PS PLAN