Investment options of VALLEY VIEW HOSPITAL 403(B) PLAN
Total Available Funds: 28
| Investment Description |
|---|
| Fidelity 500 Index Pooled Separate Account |
| American Funds 2035 T Date R6 Pooled Separate Account |
| American Funds 2045 T Date R6 Pooled Separate Account |
| American Funds 2025 T Date R6 Pooled Separate Account |
| AB Large Cap Growth Fund Pooled Separate Account |
| American Funds 2055 T Date R6 Pooled Separate Account |
| American Funds 2050 T Date R6 Pooled Separate Account |
| American Funds 2040 T Date R6 Pooled Separate Account |
| American Funds EuroPacific R6 Pooled Separate Account |
| Fidelity Mid-Cap Index Pooled Separate Account |
| American Funds 2030 T Date R6 Pooled Separate Account |
| JPMorgan Equity Income Fund R6 Pooled Separate Account |
| American Funds 2060 T Date R6 Pooled Separate Account |
| Fidelity Small-Cap Index Pooled Separate Account |
| Fidelity Emerging Mkts K Pooled Separate Account |
| Carillon Eagle Mid Cap Growth R6 Pooled Separate Account |
| American Funds 2020 T Date R6 Pooled Separate Account |
| American Funds 2010 T Date R6 Pooled Separate Account |
| PIMCO Income Fund Ins Pooled Separate Account |
| Victory Sycmr Est VI Fund R6 Pooled Separate Account |
| BlackRock High Yield Bond Portfolio K Pooled Separate Account |
| American Funds 2065 T Date R6 Pooled Separate Account |
| Janus Hndr Triton Fund N Pooled Separate Account |
| Undiscovered Managers BHV VI F R6 Pooled Separate Account |
| Fidelity Government – IC Pooled Separate Account |
| Voya Fixed Plus Account III Fixed Account |
| New York Life Guaranteed Interest Account Fixed Account |
| Notes Receivable from Participants from 4.25% to 9.5% |
Investment model portfolios
We provide two types of investment model portfolios for VALLEY VIEW HOSPITAL 403(B) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for VALLEY VIEW HOSPITAL 403(B) PLAN