Investment options of V SHRED 401(K) PLAN
Total Available Funds: 45
| Investment Description |
|---|
| Goldman Sachs Access U.S. Aggregate Bond |
| Goldman Sachs Access Emerging Markets USD Bond |
| Goldman Sachs Access Inflation Protected USD Bond |
| Goldman Sachs Access Investment Grade Corporate Bond |
| Goldman Sachs ActiveBeta Emerging Markets Equity |
| Goldman Sachs RActiveBeta Europe Equity |
| Goldman Sachs ActiveBeta International Equity |
| Goldman Sachs ActiveBeta Japan Equity |
| Goldman Sachs eActiveBeta US Large Cap Equity |
| Goldman Sachs ActiveBeta US Small Cap Equity |
| Goldman Sachs sTreasuryAccess 01 Year |
| iShares iShtares 0-5 Year TIPS Bond |
| iShares iShareas 1-3 Year Treasury Bond |
| iShares iShares 10+ Year Investment Grade Corporate Bond |
| iShares Broad USD tHigh Yield Corporate Bond |
| iShares Core MSCI Emeerging Markets |
| iShares Emerging Markets USdD Bond |
| iShares iShares ESG Aware MSCI USA Small-Cap |
| iShares iShares Fallen Angels USD Bond |
| iShares Floating Rate Bond D |
| iShares Investment Grade Systematic Bond |
| iShares MBS |
| iShares MSCI ACWI Low Carbon Target r |
| iShares Short-Term Treasury Bond a |
| iShares Treasury Floating Rate Bond |
| iShares Trust iShares 1-5 Year Investment Grade Corporate Bond |
| iShares Trust iShares USD Green Bond |
| JPMorgan Ultra-Short Income |
| Schwab U.S. Broad Market |
| SPDR State Street Global Advisors MSCI EAFE Fossil Fuel Free |
| SPDR State Street Global Advisors MSCI Emerging Markets Fossil Fuel Free |
| SPDR State Street Global Advisors S&P 400 Mid Cap |
| SPDR State Street Global Advisors S&P |
| SPDR State Street Global Advisors S&P 600 Small Cap Value |
| SPDR State Street Global Advisors S&P 500 Fossil Fuel Reserves Free |
| SPDR State Street Global Advisors S&P Kensho New Economies Composite |
| TCW Transform |
| Vanguard FTSE Developed Markets |
| Vanguard FTSE Emerging Markets |
| Vanguard LongTerm Government Bond |
| Vanguard Mid-Cap Value |
| Vanguard Short-Term Inflation-Protected Securities |
| Vanguard Small-Cap Value |
| Vanguard Value |
| Xtrackers USD High Yield Corporate Bond |
Investment model portfolios
We provide two types of investment model portfolios for V SHRED 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for V SHRED 401(K) PLAN