Investment options of UW PROVISION COMPANY INC. 401(K) PLAN
Total Available Funds: 30
| Investment Description |
|---|
| JP MORGAN SMART RETIREMENT INCOME R5 |
| JP MORGAN SMART RETIREMENT 2020 R5 |
| JP MORGAN SMART RETIREMENT 2025 R5 |
| JP MORGAN SMART RETIREMENT 2030 R5 |
| JP MORGAN SMART RETIREMENT 2035 R5 |
| JP MORGAN SMART RETIREMENT 2040 R5 |
| JP MORGAN SMART RETIREMENT 2045 R5 |
| JP MORGAN SMART RETIREMENT 2050 R5 |
| JP MORGAN SMART RETIREMENT 2055 R5 |
| DFA INTERNATIONAL SMALL COMPANY INSTITUTIONAL |
| BNY MELLON INTERNATIONAL STOCK Y |
| PGIM GLOBAL REAL ESTATE Z |
| VANGUARD TOTAL INTERNATIONAL STOCK INDEX ADMIRAL |
| T. ROWE PRICE QM U. S. SMALL- CAP GROWTH EQUITY |
| UNDISCOVERED MGRS BEHAVIORAL VALUE L |
| VANGUARD SMALL-CAP INDEX FUND ADMIRAL |
| AMERICAN CENTURY MID CAP VALUE R6 |
| GOLDMAN SACHS SMALL/MID CAP GROWTH FUND INSTITUTIONAL |
| VANGUARD MID CAP INDEX FUND - ADMIRAL |
| JP MORGAN EQUITY INCOME R6 |
| T. ROWE PRICE BLUE CHIP GROWTH |
| VANGUARD 500 INDEX ADMIRAL |
| VANGUARD WELLESLEY INCOME ADM |
| BLACKROCK HIGH YIELD BOND PORTFOLIO INSTITUTIONAL |
| PIMCO INCOME FUND INSTITUTIONAL |
| PGIM GLOBAL TOTAL RETURN R6 |
| VANGUARD INFLATION-PROTECTED SECURITIES ADMIRAL |
| WESTERN ASSET CORE PLUS BOND CLASS I |
| AMERICAN FUNDS NEW WORLD R6 |
| MORLEY STABLE VALUE FUND |
Investment model portfolios
We provide two types of investment model portfolios for UW PROVISION COMPANY INC. 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for UW PROVISION COMPANY INC. 401(K) PLAN