Investment options of UVP MANAGEMENT, LLC 401(K) PROFIT SHARING PLAN
Total Available Funds: 28
| Investment Description |
|---|
| FIDELITY GOVERNMENT MMKT MONEY MARKET ACCOUNT |
| FIDELITY 500 INDEX MUTUAL FUND |
| FIDELITY ADVISOR FREEDOM 2035 I MUTUAL FUND |
| FIDELITY ADVISOR FREEDOM 2030 I MUTUAL FUND |
| FIDELITY ADVISOR FREEDOM 2040 I MUTUAL FUND |
| FIDELITY ADVISOR FREEDOM 2020 I MUTUAL FUND |
| FIDELITY ADVISOR FREEDOM 2025 I MUTUAL FUND |
| FIDELITY INTERNATIONAL INDEX MUTUAL FUND |
| FIDELITY ADVISOR FREEDOM 2050 I MUTUAL FUND |
| T. ROWE PRICE GROWTH STOCK MUTUAL FUND |
| FIDELITY ADVISOR FREEDOM 2045 I MUTUAL FUND |
| FIDELITY ADVISOR FREEDOM 2055 I MUTUAL FUND |
| WESTERN ASSET CORE PLUS BOND I MUTUAL FUND |
| DODGE & COX STOCK MUTUAL FUND |
| PIONEER STRATEGIC INCOME Y MUTUAL FUND |
| FIDELITY US BOND INDEX MUTUAL FUND |
| FIDELITY ADVISOR FREEDOM 2015 I MUTUAL FUND |
| T. ROWE PRICE NEW HORIZONS MUTUAL FUND |
| JANUS HENDERSON ENTERPRISE I MUTUAL FUND |
| JOHN HANCOCK DISCIPLINED VALUE MID CAP R6 MUTUAL FUND |
| FIDELITY ADVISOR FREEDOM 2060 I MUTUAL FUND |
| AMERICAN CENTURY SMALL CAP VALUE R6 MUTUAL FUND |
| FIDELITY EXTENDED MARKET INDEX MUTUAL FUND |
| OPPENHEIMER DEVELOPING MARKETS Y MUTUAL FUND |
| AMERICAN FUNDS EUROPACIFIC GROWTH R6 MUTUAL FUND |
| FIDELITY ADVISOR FREEDOM 2065 I MUTUAL FUND |
| COHEN & STEERS REAL ESTATE SECURITIES CLASS Z MUTUAL FUND |
| FIDELITY ADVISOR FREEDOM 2005 I MUTUAL FUND |
Investment model portfolios
We provide two types of investment model portfolios for UVP MANAGEMENT, LLC 401(K) PROFIT SHARING PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for UVP MANAGEMENT, LLC 401(K) PROFIT SHARING PLAN