Investment options of US FARATHANE, LLC 401(K) PLAN
Total Available Funds: 53
| Investment Description |
|---|
| LLC American Funds Europacific Growth R6 |
| BlackRock Lifepath Dynamic 2030 K |
| BlackRock Lifepath Dynamic 2035 K |
| BlackRock Lifepath Dynamic 2040 K |
| BlackRock Lifepath Dynamic 2045 K |
| BlackRock Lifepath Dynamic 2050 K |
| BlackRock Lifepath Dynamic 2055 K |
| BlackRock Lifepath Dynamic 2060 K |
| BlackRock Lifepath Dynamic 2065 K |
| BlackRock Lifepath Dynamic Retirement K |
| Fidelity 500 Index |
| Fidelity Mid Cap Index |
| Fidelity Small Cap Index |
| Fidelity US Bond Index |
| Janus Henderson Triton N |
| John Hancock Disciplined Value Mid Cap R6 |
| Fidelity Emerging Markets K |
| Fidelity Inflation Protected Bond Index |
| LLC BlackRock MidCap Growth Equity FD CL L1 |
| Cohen & Steers U.S. Realty Fund Class BE |
| John Hancock Core Plus Fixed Income Trust I2 |
| Pioneer Large Cap Growth CL R1 |
| Putnam Large Cap Value Trust IA |
| Franklin Small Cap Value GG Trust CIT Class R |
| from 4.25 percent to 9.50 percent – |
| 1LPSAX 1,990,113.85 |
| 1LPSDX 2,043,765.63 |
| 1LPJKX 2,357,816.03 |
| 1LPSFX 1,584,644.91 |
| 1LPHKX 808,771.53 |
| 1LPSGX 869,938.26 |
| 1LPVKX 955,097.95 |
| 1LPDKX 753,741.10 |
| 1LPWKX 697,191.49 |
| 1RERGX 3,647,343.59 |
| 1FKEMX 2,038,808.59 |
| 1FTIHX 3,096,250.99 |
| 1CSURBE 1,028,931.10 |
| 1FSSNX 1,514,580.87 |
| 1JGMNX 1,825,632.84 |
| 1WTFSCR 1,943,530.83 |
| 1BMGEL1 1,473,077.88 |
| 1FSMDX 1,721,548.89 |
| 1JVMRX 1,831,020.65 |
| 1FXAIX 9,506,716.44 |
| 1PLCGR1 6,769,274.86 |
| 1PLCVIA 6,458,494.95 |
| 1FIPDX 4,098,432.68 |
| 1FXNAX 429,764.03 |
| 1JHCII2 12,266,305.18 |
| 1SDBSCH 286,113.44 |
| 1PCSV15 5,579,562.61 |
| FORFEITURES 2,640.46 |
Investment model portfolios
We provide two types of investment model portfolios for US FARATHANE, LLC 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for US FARATHANE, LLC 401(K) PLAN