Investment options of UPSTACK 401(K) PLAN
Total Available Funds: 53
| Investment Description |
|---|
| Invesco Stable Asset Common Collective Funds |
| (Form 5500) |
| (6) Net investment gain (loss) from common/collective trusts …………………… 2b |
| BLACKROCK MID-CAP VALUE K |
| MACQUARIE SYST EMMKTS EQ R6 |
| FIDELITY INTL GROWTH Z |
| NUVEEN LC INDEX 2065 R6 |
| VAN INTERNATIONAL VALUE – INV |
| VAN SH TERM CORP BOND IDX ADM |
| VANGUARD UTIL IDX ADM |
| VANGUARD INTL GRTH ADM |
| NUVEEN LC INDEX 2050 R6 |
| NUV LIFECYCLE IDX RET INC R6 |
| VANGUARD SMALL CAP INDEX ADMRL |
| AB LARGE CAP GROWTH FUND Z |
| ISHARES RUSSELL 1000 LRG CAP K |
| NUVEEN LC INDEX 2045 R6 |
| NUVEEN LC INDEX 2025 R6 |
| FID ADV INTL SMALL CAP FUND Z |
| VANGUARD INTERMEDIATE TERM BON |
| PIMCO DIVERSIFIED INC – INST |
| VANGUARD MIDCAP GROWTH IDX ADM |
| NUVEEN LC INDEX 2040 R6 |
| NUVEEN LC INDEX 2030 R6 |
| VANGUARD MID CAP INDEX – ADM |
| BLACKROCK MIDCAP GROWTH EQ K |
| PIMCO INV GR CRED BD I |
| VAN INFL PROTECTED SEC – ADMR |
| JPMORGAN LARGE CAP VALUE R6 |
| VANGUARD DEV MKT INDEX ADMIRAL |
| AMER FUNDS NEW PERSP R6 |
| JPMORGAN US SMALL COMPANY R6 |
| NUVEEN INT EQ INDEX R6 |
| JPMORGAN US EQUITY FUND R6 |
| JOHN HANCOCK BOND FUND – R6 |
| NUVEEN LC INDEX 2060 R6 |
| VAN INT TRM TREAS IDX ADM |
| VANGUARD SM CP GR IDX -ADMIRAL |
| AB DISCOVERY VALUE Z |
| FID 500 IND |
| VANGUARD EMG MKTS STK IDX ADM |
| CLEARBRIDGE MID CAP IS |
| INVESCO GOLD & SPEC MINR6 |
| NUVEEN LC INDEX 2035 R6 |
| BLK COMMODITY STRAT K |
| VANGUARD BAL IDX – ADM |
| VANGUARD GROWTH INDEX FUND ADM |
| VANGUARD VALUE INDEX FUND ADMR |
| NUVEEN LC INDEX 2055 R6 |
| VANGUARD MID CAP VALUE IND ADM |
| AMF INCOME FD OF AMERICA R6 |
| UNDISC MGRS BEHAVIORAL VAL R6 |
| INVESCO STABLE ASSET – ADPZ |
Investment model portfolios
We provide two types of investment model portfolios for UPSTACK 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for UPSTACK 401(K) PLAN