Investment options of UNIFORM ADVANTAGE 401K PLAN
Total Available Funds: 60
| Investment Description |
|---|
| Black Rock Mid Cap Growth Equity |
| American Funds 2015 Target Date Retirement |
| Massachusetts Financial Services Conservative Allocation |
| American Funds 2035 Target Date Retirement |
| American Funds American Mutual |
| American Funds New Perspective |
| American Funds 2060 Target Date Retirement |
| American Funds 2025 Target Date Retirement |
| Invesco Corporate Bond |
| Janus Henderson Triton Fund |
| JPMorgan US Equity Fund |
| American Funds 2040 Target Date Retirement |
| Massachusetts Financial Services International Growth Fund |
| American Funds 2050 Target Date Retirement |
| Massachusetts Investors Growth Fund |
| American Funds 2045 Target Date Retirement |
| American Funds 2055 Target Date Retirement |
| Massachusetts Financial Services Moderate Allocation Fund |
| Massachusetts Financial Services New Discovery Value |
| American Funds Global Balanced Fund |
| American Funds 2030 Target Date Retirement |
| Nuveen International Equity Index Institutional Fund |
| PGIM High Yield Fund |
| Vanguard 500 Index Fund |
| Vanguard Small Cap Index Admiral Fund |
| Vanguard Inflation Protected Security Fund |
| Vanguard Mid Cap Index Admiral Fund |
| Vanguard Mid Cap Value Index Fund |
| American Funds 2020 Target Date Retirement |
| (Form 5500) |
| (6) Net investment gain (loss) from common/collective trusts …………………… 2b |
| COL SELIGMAN TECH AND INFO I3 |
| AMERICAN FUNDS 2055 TARGET R6 |
| AMF GLOBAL BALANCED FUND – R6 |
| VANGUARD 500 INDEX FUND – ADM |
| VANGUARD MID CAP VALUE IND ADM |
| JANUS HENDERSON TRITON FUND N |
| JPMORGAN US EQUITY FUND R6 |
| AMERFUNDS 2035 TARG DATERET R6 |
| VANGUARD SMALL CAP INDEX ADMRL |
| MFS NEW DISCOVERY VALUE R6 |
| AMERFUNDS 2025 TARG DATERET R6 |
| MFS CONS ALLOC R6 |
| AMERFUNDS 2060 TARG DATERET R6 |
| AMERFUNDS 2015 TARG DATERET R6 |
| VAN INFL PROTECTED SEC – ADMR |
| AMER FUNDS NEW PERSP R6 |
| PGIM HIGH YIELD FUND R6 |
| AMERFUNDS 2020 TARG DATERET R6 |
| MFS MOD ALLOC FUND – R6 |
| VANGUARD MID CAP INDEX – ADM |
| AMERFUNDS 2040 TARG DATERET R6 |
| NUVEEN INT EQ INDEX R6 |
| BLACKROCK MIDCAP GROWTH EQ K |
| AMERFUNDS 2050 TARG DATERET R6 |
| MFS INTERNATIONAL GROWTH R6 |
| AMERFUNDS 2030 TARG DATERET R6 |
| MASSACHUSETTS INVESTORS GR R6 |
| INVESCO CORPORATE BOND R6 |
| AMERFUNDS 2045 TARG DATERET R6 |
Investment model portfolios
We provide two types of investment model portfolios for UNIFORM ADVANTAGE 401K PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for UNIFORM ADVANTAGE 401K PLAN