Investment options of TWINING RETIREMENT SAVINGS PLAN
Total Available Funds: 59
| Investment Option List |
|---|
| T. Rowe Price Blue Chip Growth I Value in (TRBCX) |
| Mutual of America 2040 Retirement Value in (MURLX) |
| Mutual of America Equity Index Value in (MAMVX) |
| Mutual of America 2050 Retirement Value in (MURNX) |
| BlackRock Mid-Cap Growth Equity K Value in (CMGIX) |
| Mutual of America 2030 Retirement Value in (MURIX) |
| Mutual of America 2025 Retirement Value in (MURHX) |
| Mutual of America 2045 Retirement Value in (MURMX) |
| Mutual of America 2035 Retirement Value in (MURJX) |
| Dodge & Cox Stock Value in (DODFX) |
| Mutual of America 2055 Retirement Value in (MUROX) |
| Vanguard International Growth Adm Value in (VWILX) |
| Mutual of America 2020 Retirement Value in (MURGX) |
| MFS Mid Cap Value R6 Value in (MCVIX) |
| Mutual of America Small Cap Equity Index Value in (MAVKX) |
| Mutual of America Mid-Cap Equity Index Value in (MAMVX) |
| Mutual of America 2060 Retirement Value in (MURPX) |
| Mutual of America Retirement Income Value in (MARMX) |
| Mutual of America 2065 Retirement Value in (MURQX) |
| Calvert US Large Cap Core Rspnb Idx R6 Value in (TVBCX) |
| Calvert International Responsible Idx R6 Value in (CDHRX) |
| American Funds New World R6 Value in (HVWBX) |
| Calvert Small-Cap R6 Value in (CSVIX) |
| Delaware Small Cap Value R6 Value in (DEVIX) |
| Victory RS Small Cap Growth R6 Value in (KGSCX) |
| MoA International Fund Value in (VTRIX) |
| Calvert Bond R6 Value in (CBDIX) |
| PIMCO Real Return Instl Value in (PRLPX) |
| Notes receivable from participants Rates from 4.75% to 9.50%, maturing from 2025 to 2039 -0- |
| Mutual of America MoA Equity (MAEIX) |
| Mutual of America T. Rowe Price Blue Chip Growth I (TRBCX) |
| Mutual of America MFS Mid Cap Value R6 (MAMVX) |
| Mutual of America MoA Mid Cap Equity (MAMEX) |
| Mutual of America Calvert Small-Cap R6 (MAGKX) |
| Mutual of America Delaware Small Cap Value R6 (MAVKX) |
| Mutual of America MoA Small Cap Equity (MASOX) |
| Mutual of America Victory RS Small Cap Growth R6 (MAGKX) |
| Mutual of America Calvert Bond R6 (MAMBX) |
| Mutual of America PIMCO Real Return Instl (PRLPX) |
| Mutual of America American Funds New World R6 (HVWBX) |
| Mutual of America Calvert International Responsible Idx R6 (CDHRX) |
| Mutual of America MoA International Fund (MAIFX) |
| Mutual of America Vanguard International Growth Adm (VWILX) |
| Mutual of America MoA Retirement Income Fund (MARMX) |
| Mutual of America MoA Clear Passage 2015 Fund (MURFX) |
| Mutual of America MoA Clear Passage 2020 Fund (MURUX) |
| Mutual of America MoA Clear Passage 2025 Fund (MURHX) |
| Mutual of America MoA Clear Passage 2030 Fund (MURUX) |
| Mutual of America MoA Clear Passage 2035 Fund (MURUX) |
| Mutual of America MoA Clear Passage 2040 Fund (MURLX) |
| Mutual of America MoA Clear Passage 2045 Fund (MURUX) |
| Mutual of America MoA Clear Passage 2050 Fund (MURUX) |
| Mutual of America MoA Clear Passage 2055 Fund (MURUX) |
| Mutual of America MoA Clear Passage 2060 Fund (MURUX) |
| Mutual of America MoA Clear Passage 2065 Fund (MURUX) |
| Mutual of America Calvert US Large Cap Core Rspnb Idx R6 |
| Mutual of America Dodge & Cox Stock (DODFX) |
| Mutual of America BlackRock Mid-Cap Growth Equity K (CMGIX) |
| Mutual of America Loan Fund (MAMBX) |
Investment model portfolios
We provide two types of investment model portfolios for TWINING RETIREMENT SAVINGS PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for TWINING RETIREMENT SAVINGS PLAN