Investment options of Tuttle Click Automotive Group Retirement Plan
Total Available Funds: 31
| Investment Description |
|---|
| Fidelity FID GOVT MMKT |
| American Funds AF AMERICAN MUTAL R5 |
| American Funds AF EUROPAC GRTH R4 |
| Fidelity FID 500 INDEX |
| Fidelity FID EXTD MKT IDX |
| Fidelity FID FREEDOM 2010 K |
| Fidelity FID FREEDOM 2015 K |
| Fidelity FID FREEDOM 2020 K |
| Fidelity FID FREEDOM 2025 K |
| Fidelity FID FREEDOM 2030 K |
| Fidelity FID FREEDOM 2035 K |
| Fidelity FID FREEDOM 2040 K |
| Fidelity FID FREEDOM 2045 K |
| Fidelity FID FREEDOM 2050 K |
| Fidelity FID FREEDOM 2055 K |
| Fidelity FID FREEDOM 2060 K |
| Fidelity FID FREEDOM 2065 K |
| Fidelity FID FREEDOM 2070 K |
| Fidelity FID FREEDOM INC K |
| Fidelity FID GROWTH CO K |
| Fidelity FID LOW PRICED STK K |
| Fidelity FID PURITAN K |
| Invesco INVS EQV EM ALLCP R5 |
| Janus J H ENTERPRISE N |
| Janus JH DSCPL VAL MDCP R4 |
| PIMCO PIM COM REAL RET I |
| Principal PIF SMALL CAP R6 |
| T. Rowe Price TRP DIV GROWTH ADV |
| Vanguard VANG TOT BD MKT ADM |
| Vanguard VANG TOT INTL STK AD |
| Fidelity MIP CL |
Investment model portfolios
We provide two types of investment model portfolios for Tuttle Click Automotive Group Retirement Plan participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for Tuttle Click Automotive Group Retirement Plan