Investment options of TROUT UNLIMITED SECTION 403(B) RETIREMENT PLAN
Total Available Funds: 25
| Investment Option List |
|---|
| Plan ID: |
| American Funds 2010 Target Date Retirement Fund N/A (REATX) |
| American Funds 2015 Target Date Retirement Fund N/A (REJTX) |
| American Funds 2020 Target Date Retirement Fund N/A (RECTX) |
| American Funds 2025 Target Date Retirement Fund N/A (REDTX) |
| American Funds 2030 Target Date Retirement Fund N/A (REETX) |
| American Funds 2035 Target Date Retirement Fund N/A (REFTX) |
| American Funds 2040 Target Date Retirement Fund N/A (REGTX) |
| American Funds 2045 Target Date Retirement Fund N/A (REHTX) |
| American Funds 2050 Target Date Retirement Fund N/A (REITX) |
| American Funds 2055 Target Date Retirement Fund N/A (FAJTX) |
| American Funds 2060 Target Date Retirement Fund N/A (CCKTX) |
| American Funds Balanced Fund N/A (GBLAX) |
| American Funds New World Fund Class R-6 N/A (HVWBX) |
| Calvert Calvert US Large Cap Core Response Index Fund N/A (CISIX) |
| Fidelity Investments Fidelity 500 Index Fund N/A (FXAIX) |
| Fidelity Investments Fidelity International Index Fund N/A (FDIVX) |
| Fidelity Investments Fidelity Mid Cap Index Fund N/A (FIIMX) |
| Fidelity Investments Fidelity Small Cap Index Fund N/A (FSISX) |
| Fidelity Investments Fidelity U.S. Bond Index Fund N/A |
| Fidelity Investments Fidelity International Capital Appreciation K6 Fund N/A (FIVFX) |
| PIMCO Funds PIMCO Income Fund N/A (PFIIX) |
| Pioneer Bond Fund N/A (LSGAX) |
| JPMorgan Large Cap Growth Fund Class R6 N/A (SEEGX) |
| Putnam Large Cap Value Fund Class R6 N/A (PMVYX) |
Investment model portfolios
We provide two types of investment model portfolios for TROUT UNLIMITED SECTION 403(B) RETIREMENT PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for TROUT UNLIMITED SECTION 403(B) RETIREMENT PLAN