Investment options of TRIS PHARMA 401(K) PLAN
Total Available Funds: 30
| Investment Description |
|---|
| Transamerica American Funds Balanced Ret Opt |
| Transamerica Allspring Govt Securities Ret Opt |
| Transamerica Amer Cent Inflation-Adj Bond Ret Opt |
| Transamerica Amer Funds Fundamental Investors Ret Opt |
| Transamerica American Century Mid Cap Value Ret Opt |
| Transamerica American Funds Growth Fund of America Ret Opt |
| Transamerica American Funds New Perspective Ret Opt |
| Transamerica BlackRock High Yield Portfolio Ret Opt |
| Transamerica BrandywineGLOBAL – Global Opp Bond Ret Opt |
| Transamerica DFA Emerging Markets Portfolio Ret Opt |
| Transamerica Janus Henderson Enterprise Ret Opt |
| Transamerica Loomis Sayles Investment Grade Bond Ret Opt |
| Transamerica State Street Intl Index Ret Opt |
| Transamerica State Street Russell Lrg Cap Gr Index Ret Opt |
| Transamerica State Street S&P Mid Cap Index Ret Opt |
| Transamerica TA Vanguard REIT Index Ret Opt |
| Transamerica TA Vanguard Small-Cap Index Ret Opt |
| Transamerica Emerging Mkt Debt |
| Transamerica FutureFocus 2025 w Amer Cen Ret Opt |
| Transamerica FutureFocus 2030 w Amer Cen Ret Opt |
| Transamerica FutureFocus 2035 w Amer Cen Ret Opt |
| Transamerica FutureFocus 2040 w Amer Cen Ret Opt |
| Transamerica FutureFocus 2045 w Amer Cen Ret Opt |
| Transamerica FutureFocus 2050 w Amer Cen Ret Opt |
| Transamerica FutureFocus 2055 w Amer Cen Ret Opt |
| Transamerica FutureFocus 2060 w Amer Cen Ret Opt |
| Transamerica FutureFocus In Ret w Amer Cen Ret Opt |
| Transamerica Intl Equity |
| Transamerica Vanguard Small-Cap Growth Index Ret Opt |
| Transamerica Vanguard Small-Cap Value Index Ret Opt |
Investment model portfolios
We provide two types of investment model portfolios for TRIS PHARMA 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for TRIS PHARMA 401(K) PLAN