Investment options of TRINITY SCHOOL 403(B) PLAN
Total Available Funds: 46
| Investment Description |
|---|
| CREF Core Bond R1 Registered investment company |
| CREF Core Bond R4 Registered investment company |
| CREF Equity Index R1 Registered investment company |
| CREF Equity Index R4 Registered investment company |
| CREF Global Equities R1 Registered investment company |
| CREF Growth R1 Registered investment company |
| CREF Inflation-Linked Bond R1 Registered investment company |
| CREF Social Choice R1 Registered investment company |
| CREF Stock R1 Registered investment company |
| CREF Stock R4 Registered investment company |
| TIAA Access T-C Bond Plus T4 Registered investment company |
| TIAA Access T-C Intl Equity T4 Registered investment company |
| TIAA Access T-C LifCyc 2015 T4 Registered investment company |
| TIAA Access T-C LifCyc 2025 T4 Registered investment company |
| TIAA Access T-C LifCyc 2040 T4 Registered investment company |
| TIAA Access T-C LifCyc 2045 T4 Registered investment company |
| TIAA Access T-C LifCyc 2050 T4 Registered investment company |
| TIAA Access T-C Lrg Cap Gr T4 Registered investment company |
| TIAA Access T-C Lrg Cap Val T4 Registered investment company |
| TIAA Access T-C Mid Cap Grw T4 Registered investment company |
| TIAA Access T-C Mid Cap Val T4 Registered investment company |
| TIAA Access T-C Rl Est Sec T4 Registered investment company |
| TIAA Access T-C Sm Cp Bl Ix T4 Registered investment company |
| TIAA Access T-C Sml Cap Eq T4 Registered investment company |
| TIAA-CREF Intl Eq Idx-Inst Registered investment company |
| Dodge & Cox Income Fund Registered investment company |
| American Fds 2045 Tar Ret R6 Registered investment company |
| American Fds 2035 Tar Ret R6 Registered investment company |
| JPMorgan Large Cap Growth R6 Registered investment company |
| American Fds 2040 Tar Ret R6 Registered investment company |
| American Fds 2050 Tar Ret R6 Registered investment company |
| American Fds 2025 Tar Ret R6 Registered investment company |
| American Fds 2055 Tar Ret R6 Registered investment company |
| American Fds 2020 Tar Ret R6 Registered investment company |
| MFS Value Fund Class R6 Registered investment company |
| American Fds 2030 Tar Ret R6 Registered investment company |
| BNY Mellon Mid Cap Index I Registered investment company |
| BNY Mellon Sml Cap Stk Idx I Registered investment company |
| MFS Intl Intrinsic Value R6 Registered investment company |
| American Funds Balanced Fd R6 Registered investment company |
| American Fds 2015 Tar Ret R6 Registered investment company |
| American Funds 2065 Tar Ret R6 Registered investment company |
| American Funds Infl Link Bd R6 Registered investment company |
| American Fds 2010 Tar Ret R6 Registered investment company |
| American Fds 2060 Tar Ret R6 Registered investment company |
| Lord Abbett Short Duratn Ic R6 Registered investment company |
Investment model portfolios
We provide two types of investment model portfolios for TRINITY SCHOOL 403(B) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for TRINITY SCHOOL 403(B) PLAN