Investment options of TRILON GROUP RETIREMENT SAVINGS PLAN
Total Available Funds: 33
| Investment Option List |
|---|
| Fidelity US Bond Index Registered Investment Company (FBNDX) |
| John Hancock Bond Trust/MA Registered Investment Company (TIUSX) |
| PIMCO Income Fund Registered Investment Company (PFIIX) |
| Fidelity 500 Index Fund Registered Investment Company (FRESX) |
| Fidelity Mid Cap Index Fund Registered Investment Company (FIIMX) |
| Fidelity Small Cap Index Fund Registered Investment Company (FSSJX) |
| Invesco Discovery Fund Registered Investment Company (XVGMX) |
| Fidelity International Index Fund Registered Investment Company (FSSEX) |
| MFS International Diversification Fund Registered Investment Company (MDIJX) |
| Principal LargeCap S&P 500 Index Separate Account-NE Pooled Separate Account (PLFIX) |
| Principal MidCap S&P 400 Index Separate Account-NE Pooled Separate Account (MPSIX) |
| Principal SmallCap S&P 600 Index Separate Account-NE Pooled Separate Account (PSSIX) |
| Principal U.S. Property Separate Account-Z Pooled Separate Account (GSUPX) |
| AB US Large Cap Growth CIT W Series Class L Common /Collective Trust |
| Allspring Special Mid Cap Value E2 CIT Common /Collective Trust (SMCDX) |
| American Century In Retirement Trust XII Common /Collective Trust |
| American Century Retirement Date 2025 Trust XII Common /Collective Trust (REDTX) |
| American Century Retirement Date 2030 Trust XII Common /Collective Trust (REETX) |
| American Century Retirement Date 2035 Trust XII Common /Collective Trust (REFTX) |
| American Century Retirement Date 2040 Trust XII Common /Collective Trust (REGTX) |
| American Century Retirement Date 2045 Trust XII Common /Collective Trust (REHTX) |
| American Century Retirement Date 2050 Trust XII Common /Collective Trust (REITX) |
| American Century Retirement Date 2055 Trust XII Common /Collective Trust (FAJTX) |
| American Century Retirement Date 2060 Trust XII Common /Collective Trust (CCKTX) |
| American Century Retirement Date 2065 Trust XII Common /Collective Trust (FBMTX) |
| BlackRock Mid Cap Growth Equity Class L1 Common /Collective Trust (CMGIX) |
| The Putnam Large Cap Value Trust IA Common /Collective Trust (PMVYX) |
| Cohen & Steers US Realty RS Fund Common /Collective Trust |
| State Street Emerging Markets Index SL II Fund Common /Collective Trust (SSEMX) |
| State Street U.S. Bond Index Securities Lending Series XIV Common /Collective Trust |
| State Street World Developed ex U.S. Index II Fund Common /Collective Trust |
| Franklin Small Cap Value GG Trust CIT Class R Common /Collective Trust (FVADX) |
| maturing through December 2052 |
Investment model portfolios
We provide two types of investment model portfolios for TRILON GROUP RETIREMENT SAVINGS PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for TRILON GROUP RETIREMENT SAVINGS PLAN