Investment options of TRIANGLE CONTRACTING LLC 401K PLAN
Total Available Funds: 24
| Investment Description |
|---|
| Great Gray Trust Company, LLC Blackrock EAFE Equity Index |
| Great Gray Trust Company, LLC Blackrock Russell 2000 Index Fund R |
| Great Gray Trust Company, LLC Blackrock Mid Cap Equity Index Fund R |
| flexPATH Strategies, LLC Mid Cap Growth R1 |
| MFS Investment Management MFS Mid Cap Value Fund Cl 2W |
| Great Gray Trust Company, LLC Blackrock Equity Index |
| Putnam Investments Large Cap Value Cl R1 |
| Putnam Investments Putnam Large Cap Growth Class R |
| Great Gray Trust Company, LLC Blackrock U.S. Debt Index |
| Great Gray Trust Company, LLC Core Bond R1 |
| Great Gray Trust Company, LLC WTRISC CIT III For MetLife Gac 25554 J |
| State Street Investment Management State St American Funds Hyb 2045 Tr CL |
| State Street Investment Management State St American Funds Hyb 2050 Tr CL |
| State Street Investment Management State St American Funds Hyb 2055 Tr CL |
| State Street Investment Management State St American Funds Hyb 2060 Tr CL |
| State Street Investment Management State St American Funds Hyb 2065 Tr CL |
| State Street Investment Management State St American Funds Hyb Inc Tr CL |
| State Street Investment Management State St American Funds Hyb 2020 Tr CL |
| State Street Investment Management State St American Funds Hyb 2035 Tr CL |
| State Street Investment Management State St American Funds Hyb 2040 Tr CL |
| Empower Funds Empower International Value Instl |
| T.Rowe Price T.Rowe Price Emerging Markets Stock I |
| Dimensional Fund Advisors DFA Inflation-Protected Securities I |
| PGIM Investments PGIM High-Yield R6 |
Investment model portfolios
We provide two types of investment model portfolios for TRIANGLE CONTRACTING LLC 401K PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for TRIANGLE CONTRACTING LLC 401K PLAN