Investment options of TRIAD ENGINEERING, INC. 401(K) PLAN
Total Available Funds: 65
| Investment Description |
|---|
| Putnam Equity Large Cap Value A |
| ClearBridge Mid Cap Core A |
| MFS International Intrinsic Value R3 |
| Invesco Inc. Global A |
| Victory Sycamore Small Company Opportunities A |
| BNY Mellon NSL Agg Bond Index Fund UC1 |
| BNY Mellon NSL Large Cap Stock Index Fund UC1 |
| BNY Mellon NSL Small Cap Stock |
| BNY Mellon NSL International Stock |
| BNY Mellon NSL Stock |
| American Funds American Balanced R3 |
| ClearBridge Small Cap Growth A |
| Pimco High Yield A |
| JP Morgan US Equity A |
| The Hartford Midcap Value R4 |
| The Hartford Balanced Income R4 |
| JP Morgan SmartRetirement Income A |
| Invesco Inc. Invesco International Divers A |
| American Funds Target Date Retirement 2065 R3 |
| American Funds Target Date Retirement 2060 R3 |
| American Funds Target Date Retirement 2055 R3 |
| American Funds Target Date Retirement 2050 R3 |
| American Funds Target Date Retirement 2045 R3 |
| American Funds Target Date Retirement 2040 R3 |
| American Funds Target Date Retirement 2035 R3 |
| American Funds Target Date Retirement 2030 R3 |
| American Funds Target Date Retirement 2025 R3 |
| American Funds Target Date Retirement 2020 R3 |
| American Century Growth A |
| JP Morgan Mid Cap Growth R3 |
| Empower General Account |
| maturing through July 2028 |
| 1RCCTX 474.51 |
| 1RCDTX 181,196.31 |
| 1RCETX 94,955.52 |
| 1RCFTX 202,465.62 |
| 1RCKTX 301,201.36 |
| 1RCHTX 154,611.56 |
| 1RCITX 685,784.38 |
| 1RCNTX 226,721.88 |
| 1RCPTX 87,377.08 |
| 1RCMTX 56,724.17 |
| 1JSRAX 981.27 |
| 1MINGX 957,210.73 |
| 1OPPAX 734,025.34 |
| 1OIDAX 1,982.83 |
| 1S7139A 15,919.36 |
| 1SASMX 88,013.08 |
| 1SSGSX 221,519.22 |
| 1S7141A 63,995.81 |
| 1SBMAX 180,371.22 |
| 1HMVSX 943,193.03 |
| 1JMGPX 732,978.06 |
| 1TCRAX 1,872,791.84 |
| 1JUEAX 1,263,519.91 |
| 1PEYAX 1,274,258.39 |
| 1S7113A 184,284.00 |
| 1S7122A 235,841.67 |
| 1RLBCX 1,072,576.24 |
| 1HBLSX 585,650.88 |
| 1FEPTX 301,863.78 |
| 1PHDAX 9,707.11 |
| 1S7136A 8,084.06 |
| 1THPJA1 2.800 411,985.08 |
| FORFEITURES 1,342.37 |
Investment model portfolios
We provide two types of investment model portfolios for TRIAD ENGINEERING, INC. 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for TRIAD ENGINEERING, INC. 401(K) PLAN