Investment options of TRANSWESTERN 401K PLAN
Total Available Funds: 43
| Investment Description |
|---|
| BROKERAGE LINK COMMON STOCK |
| MUTUAL FUND |
| CASH |
| FIDELITY MUTUAL FUND |
| EXTERNAL MUTUAL FUNDS |
| CERTIFICATES OF DEPOSIT |
| GOVERNMENT BONDS |
| RIGHTS/WARRANTS |
| PREFERRED STOCK |
| VICTORY SYCAMORE ESTABLISHED |
| VALUE FUND MUTUAL FUND |
| PIMCO TOTAL RETURN MUTUAL FUND |
| HARDING LOEVNER INTERNATIONAL EQUITY MUTUAL FUNDS |
| COHEN & STEERS REALITY MUTUAL FUND |
| TRP SMALL-CAP VALUE I MUTUAL FUND |
| VANGUARD WINDSOR II ADMIRAL MUTUAL FUND |
| ABF SMALL CAP VALUES PA MUTUAL FUND |
| WESTERN ASSET CORE BOND CLASS I MUTUAL FUND |
| CARILLON EAGLE MID CAP GROWTH I FUND MUTUAL FUND |
| FIDELITY GOVERNMENT MONEY MARKET |
| FIDELITY MANAGED INCOME PORTFOLIO COMMON COLLECTIVE TRUST FUND |
| FIDELITY EXTERNAL MARKET INDEX MUTUAL FUND |
| FIDELITY BALANCED K MUTUAL FUND |
| FIDELITY CONTRAFUND K MUTUAL FUND |
| FIDELITY DIVERSIFIED INTERNATIONAL K MUTUAL FUND |
| FIDELITY US BOND IDX PR MUTUAL FUND |
| FIDELITY 500 INDEX INSTITUTIONAL MUTUAL FUND |
| FIDELITY GLOBAL EX US IDX PR MUTUAL FUND |
| FIDELITY INTERNATIONAL SMALL CAP OPP MUTUAL FUND |
| FIDELITY FREEDOM INCOME K MUTUAL FUND |
| FIDELITY FREEDOM 2005 K MUTUAL FUND |
| FIDELITY FREEDOM 2010 K MUTUAL FUND |
| FIDELITY FREEDOM 2015 K MUTUAL FUND |
| FIDELITY FREEDOM 2020 K MUTUAL FUND |
| FIDELITY FREEDOM 2025 K MUTUAL FUND |
| FIDELITY FREEDOM 2030 K MUTUAL FUND |
| FIDELITY FREEDOM 2035 K MUTUAL FUND |
| FIDELITY FREEDOM 2040 K MUTUAL FUND |
| FIDELITY FREEDOM 2045 K MUTUAL FUND |
| FIDELITY FREEDOM 2050 K MUTUAL FUND |
| FIDELITY FREEDOM 2055 K MUTUAL FUND |
| FIDELITY FREEDOM 2060 K MUTUAL FUND |
| FIDELITY FREEDOM 2065 K MUTUTAL FUND |
Investment model portfolios
We provide two types of investment model portfolios for TRANSWESTERN 401K PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for TRANSWESTERN 401K PLAN