Investment options of TPUSA 401(K) PLAN
Total Available Funds: 31
| Investment Description |
|---|
| 1NTLR10 9,638.96 |
| 1NTLR15 86,853.56 |
| 1NTLR20 11,567.03 |
| 1NTLR25 304,019.02 |
| 1NTLR30 684,519.58 |
| 1NTLR35 3,088,777.34 |
| 1NTLR40 3,835,755.81 |
| 1NTLR45 7,143,766.14 |
| 1NTLR50 4,866,338.73 |
| 1NTLR55 2,836,186.38 |
| 1NTLR60 2,373,912.29 |
| 1RERGX 379,523.97 |
| 1DOXWX 272,644.82 |
| 1FSPSX 5,738,633.15 |
| 1MINJX 182,888.51 |
| 1ODVIX 3,122,237.94 |
| 1FSRNX 91,716.09 |
| 1FSSNX 3,611,904.63 |
| 1TQAIX 232,044.83 |
| 1WTFSCR 62,266.05 |
| 1FSMDX 3,878,294.96 |
| 1MXYKX 423,435.39 |
| 1VEVRX 272,341.79 |
| 1ABLCGL 713,311.63 |
| 1FXAIX 17,116,727.18 |
| 1PLCVIA 569,666.89 |
| 1FXNAX 11,212,883.59 |
| 1JHCII2 153,920.04 |
| 1FDMIC2 15,701.83 |
| 1PCSV15 7,485,940.44 |
| FORFEITURES 183,728.85 |
Investment model portfolios
We provide two types of investment model portfolios for TPUSA 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for TPUSA 401(K) PLAN