Investment options of TPD 401(K) PLAN
Total Available Funds: 34
| Investment Description |
|---|
| Large Cap Growth / Jennison Fund Pooled separate accounts |
| Capital Group Europacific Growth SA Pooled separate accounts |
| Mid Cap Value / Robeco Boston Partners Pooled separate accounts |
| Core Plus Bond/PGIM Fund Pooled separate accounts |
| EI Fixed Account Series Class III Fixed annuities |
| 1FIB20T 43,067.24 |
| 1FIB25T 139,044.66 |
| 1FIB30T 869,646.46 |
| 1FIB35T 563,372.02 |
| 1FIB40T 1,901,238.51 |
| 1FIB45T 470,298.11 |
| 1FIB50T 1,039,052.40 |
| 1FIB55T 389,584.30 |
| 1FIB60T 1,016,131.88 |
| 1FIB65T 327,978.75 |
| 1FIBINT 1,446.90 |
| 1H0028A 2,473,303.56 |
| 1VTSNX 289,142.52 |
| 1FREGX 410,209.25 |
| 1TQAIX 804,242.01 |
| 1VSCIX 1,398,773.78 |
| 1VSCV75 115,537.25 |
| 1PMEGX 946,167.83 |
| 1H0121A 1,608,759.39 |
| 1VMCIX 1,322,608.58 |
| 1RWMGX 2,565,316.85 |
| 1H0109A 4,101,563.10 |
| 1VFTNX 89,406.93 |
| 1VIIIX 4,426,056.81 |
| 1RLBGX 768,418.29 |
| 1H0089A 1,496,881.58 |
| 1VBTIX 224,306.80 |
| 1GWAQ25 1.950 2,128,253.19 |
| FORFEITURES 3,256.19 |
Investment model portfolios
We provide two types of investment model portfolios for TPD 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for TPD 401(K) PLAN