Investment options of TOVALA 401(K) PLAN
Total Available Funds: 58
| Investment Option List |
|---|
| Allspring Allspring Special Mid Cap Value Fund (SMCDX) |
| Allspring Allspring Core Bond Fund (BMNIX) |
| American American Funds Inflation Linked Bond Fund (BFICX) |
| American American Funds New Perspective Fund (FFPNX) |
| BlackRock High Yield Bond Portfolio (BHYIX) |
| BlackRock LifePath Index 2030 Fund (STLDX) |
| BlackRock LifePath Index 2035 Fund (LPJCX) |
| BlackRock LifePath Index 2040 Fund (STLEX) |
| BlackRock LifePath Index 2045 Fund (LPHRX) |
| BlackRock LifePath Index 2050 Fund (LPRFX) |
| BlackRock LifePath Index 2055 Fund (LEVAX) |
| BlackRock LifePath Index 2060 Fund (BAPAX) |
| BlackRock LifePath Index 2065 Fund (LIWAX) |
| BlackRock LifePath Index Retirement Fund (STLAX) |
| Fidelity Fidelity |
| Fidelity International (FDIVX) |
| Fidelity Mid Cap (FIIMX) |
| Fidelity Small Cap (FSISX) |
| Franklin Small Cap Value Fund (FVADX) |
| Janus Henderson Venture Fund (JAVTX) |
| JPMorgan Core Plus Bond Fund (JCPUX) |
| JPMorgan Emerging Markets Equity Fund (IJEMX) |
| JPMorgan Large Cap Growth Fund (SEEGX) |
| PIMCO Income Institutional Fund (PFIIX) |
| Putnam Large Cap Value Fund (PMVYX) |
| T. Rowe T. Rowe Price Diversified Mid Cap Growth Fund (IAXIX) |
| Great Gray Trust International Growth Fund (MXIGX) |
| 1LIRKX 8,538.88 |
| 1LINKX 4,178.09 |
| 1LIJKX 128,022.40 |
| 1LIKKX 351,082.12 |
| 1LIHKX 412,136.79 |
| 1LIPKX 850,503.94 |
| 1LIVKX 1,042,511.62 |
| 1LIZKX 476,038.68 |
| 1LIWKX 175,647.53 |
| 1RNPGX 29,888.04 |
| 1FSPSX 267,866.98 |
| 1IGIIR1 53.29 |
| 1JEMWX 84,376.82 |
| 1FSRNX 8,454.60 |
| 1FSSNX 98,319.95 |
| 1FRCSX 29,615.20 |
| 1JVTNX 43,415.69 |
| 1FSMDX 175,634.94 |
| 1RPTTX 47,394.62 |
| 1WFPRX 47,870.00 |
| 1FXAIX 636,931.05 |
| 1JLGMX 97,117.37 |
| 1PEQSX 102,087.03 |
| 1RILFX 3,469.66 |
| 1BRHYX 8,088.36 |
| 1JCPUX 72,875.50 |
| 1PIMIX 45,450.43 |
| 1PGTQX 51,718.29 |
| 1WTRIX 66,229.41 |
| 1GWAQ10 2.700 76,225.94 |
| FORFEITURES 519.65 |
Investment model portfolios
We provide two types of investment model portfolios for TOVALA 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for TOVALA 401(K) PLAN