Investment options of TOUCHPOINT, INC. EMPLOYEES' 401(K) PLAN
Total Available Funds: 29
| Investment Description |
|---|
| AMERICAN FUNDS AMERICAN FUNDS CAPITAL WORLD G&I R6 |
| AMERICAN FUNDS AMERICAN FUNDS EUROPACIFIC GR R6 |
| FIDELITY FIDELITY EXTENDED MKT INDEX FUND |
| FIDELITY FIDELITY INFLATION PROTECTED BD INDEX |
| FIDELITY FIDELITY MID CAP INDEX |
| FIDELITY VICTORY SYCAMORE SMALL COMPANY OPP I |
| JPMORGAN JPMORGAN EQUITY INCOME R6 |
| T. ROWE PRICE T. ROWE PRICE NEW HORIZON FUND I |
| TRANSAMERICA TRANSAMERICA HIGH YIELD BD FD CL I |
| VANGUARD VANGUARD INSTITUTIONAL INDEX FUND |
| VANGUARD VANGUARD TARGET RETIREMENT INCM INV |
| VANGUARD VANGUARD TARGET RETIREMENT 2020 FD I |
| VANGUARD VANGUARD TARGET RETIREMENT 2025 FD I |
| VANGUARD VANGUARD TARGET RETIREMENT 2030 FD I |
| VANGUARD VANGUARD TARGET RETIREMENT 2035 FD I |
| VANGUARD VANGUARD TARGET RETIREMENT 2040 FD I |
| VANGUARD VANGUARD TARGET RETIREMENT 2045 FD I |
| VANGUARD VANGUARD TARGET RETIREMENT 2050 FD I |
| VANGUARD VANGUARD TARGET RETIREMENT 2055 FD I |
| VANGUARD VANGUARD TARGET RETIREMENT 2060 FD I |
| VANGUARD VANGUARD TARGET RETIREMENT 2065 FD I |
| BLACKROCK BLACKROCK EAFE EQUITY INDEX FUND R |
| BLACKROCK BLACKROCK U. S. DEBT INDEX FUND R |
| WILMINGTON TRUST CORE PLUS BOND FUND CLASS I1 |
| WILMINGTON TRUST LARGE CAP GROWTH FUND II CLASS I1 |
| WILMINGTON TRUST MID CAP GROWTH FUND II CLASS I1 |
| WILMINGTON TRUST MID CAP VALUE FUND CLASS I1 |
| WILMINGTON TRUST STABLE VALUE FUND CLASS I1 |
| CHARLES SCHWAB INSTITUTIONAL PERSONAL CHOICE RETIREMENT ACCOUNT |
Investment model portfolios
We provide two types of investment model portfolios for TOUCHPOINT, INC. EMPLOYEES' 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for TOUCHPOINT, INC. EMPLOYEES' 401(K) PLAN