Investment options of TORTOISE 401(K) PLAN
Total Available Funds: 28
| Investment Description |
|---|
| AB SMALL CAP GRWTH K Registered Investment Company |
| COHEN & STEERS REAL EST SEC I Registered Investment Company |
| DODGE & COX STOCK FUND Registered Investment Company |
| EATON VANCE ATL CP SMID CAP R6 Registered Investment Company |
| ECOFIN GLOBAL RENEWABLES Registered Investment Company |
| FIDELITY FREEDOM IDX 2025 INV Registered Investment Company |
| FIDELITY FREEDOM IDX 2030 INV Registered Investment Company |
| FIDELITY FREEDOM IDX 2035 INV Registered Investment Company |
| FIDELITY FREEDOM IDX 2040 INV Registered Investment Company |
| FIDELITY FREEDOM IDX 2045 INV Registered Investment Company |
| FIDELITY FREEDOM IDX 2050 INV Registered Investment Company |
| FIDELITY FREEDOM IDX 2055 INV Registered Investment Company |
| FIDELITY FREEDOM IDX 2060 INV Registered Investment Company |
| FIDELITY FREEDOM IDX 2065 INV Registered Investment Company |
| FIDELITY FREEDOM IDX INC INVS Registered Investment Company |
| INVESCO OPPENHEIMER DEVMKTS R6 Registered Investment Company |
| JPMORGAN LARGE CAP GROWTH R6 Registered Investment Company |
| MFS MID CAP VALUE R6 Registered Investment Company |
| T ROWE PRICE GLOBAL MULTI SEC Registered Investment Company |
| T ROWE PRICE OVERSEAS STOCK Registered Investment Company |
| TORTOISE MLP & PIPELINE INST Registered Investment Company |
| TORTOISE MLP&ENERGY INCOME INS Registered Investment Company |
| UNDISCOVERED MGRS BEHAV VAL R6 Registered Investment Company |
| VANGUARD 500 INDEX ADMIRAL Registered Investment Company |
| VANGUARD MID CAP INDEX ADMIRAL Registered Investment Company |
| VANGUARD SMALL CAP INDEX ADMRL Registered Investment Company |
| VANGUARD TOT INTL STK IDX ADM Registered Investment Company |
| VANGUARD TTL BOND MKT IDX ADM Registered Investment Company |
Investment model portfolios
We provide two types of investment model portfolios for TORTOISE 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for TORTOISE 401(K) PLAN