Investment options of TLC, INC. 401K PLAN
Total Available Funds: 90
| Investment Option List |
|---|
| AMERFUNDS 2050 TARG DATERET R6 Registered Investment Company |
| AMERFUNDS 2035 TARG DATERET R6 Registered Investment Company |
| AMERFUNDS 2045 TARG DATERET R6 Registered Investment Company |
| AMERFUNDS AMER BALANCED – R6 Registered Investment Company |
| AMERFUNDS 2065 TARG DATERET R6 Registered Investment Company |
| AMERICAN FUNDS NEW WORLD R6 Registered Investment Company (HVWBX) |
| ISHARES S&P 500 INDEX K Registered Investment Company (BSPPX) |
| AMERFUNDS 2060 TARG DATERET R6 Registered Investment Company |
| ISHARES MSCI EAFE INTL INDEX K Registered Investment Company (BTMGX) |
| BLACKROCK FEDFUND – PREMIER Registered Investment Company |
| INVESCO DEVELOPING MKTS R6 Registered Investment Company (DVMFX) |
| VANGUARD INTL GRTH ADM Registered Investment Company |
| JPMORGAN GOV BOND R6 Registered Investment Company |
| BLACKROCK HIGH YIELD K Registered Investment Company (BHYIX) |
| CALVERT EQUITY FUND I Registered Investment Company (CWVIX) |
| VANGUARD INFO TECH IDX ADMIRAL Registered Investment Company |
| AMERFUNDS 2030 TARG DATERET R6 Registered Investment Company |
| MFS INTL INTRINSIC VALUE R6 Registered Investment Company (GMVMX) |
| MFS VALUE R6 Registered Investment Company (DTLVX) |
| INVESCO DISCOVERY R6 Registered Investment Company |
| VAN INTERNATIONAL VALUE – INV Registered Investment Company (UTDIX) |
| AMER FUNDS NEW PERSP R6 Registered Investment Company |
| VICTORY ESTABLISHED VALUE R6 Registered Investment Company (GETGX) |
| VANGUARD VALUE INDEX FUND ADMR Registered Investment Company (VTRIX) |
| LORD ABBETT SHORT DUR INC R6 Registered Investment Company |
| VANGUARD INTERMEDIATE TERM BON Registered Investment Company (VFICX) |
| VANGUARD GROWTH INDEX FUND ADMRegistered Investment Company (VQNPX) |
| PIMCO INCOME FUND – INSTL Registered Investment Company (PRIFX) |
| AMERFUNDS 2015 TARG DATERET R6 Registered Investment Company |
| TRP RETIREMENT BALANCED I Registered Investment Company |
| AMERFUNDS 2025 TARG DATERET R6 Registered Investment Company |
| AMERICAN FUNDS 2055 TARGET R6 Registered Investment Company (FAJTX) |
| COLUMBIA SMALL CAP VALUE I I3 Registered Investment Company (RVVHX) |
| BLK HEALTH SCI OPP PORT -INST Registered Investment Company |
| VANGUARD SMALL CAP INDEX ADMRL Registered Investment Company (VISVX) |
| AC INFLATION ADJ BOND R6 Registered Investment Company |
| BLACKROCK STRATEGICGLOBLBOND KRegistered Investment Company |
| DAVIS FINANCIAL Y Registered Investment Company (DVFYX) |
| AMF BOND FUND OF AMERICA R6 Registered Investment Company |
| AMERFUNDS 2040 TARG DATERET R6 Registered Investment Company |
| MFS AGG GRTH ALLOC – R4 Registered Investment Company |
| BLACKROCK MIDCAP GROWTH EQ K Registered Investment Company (PGWIX) |
| AMERFUNDS 2020 TARG DATERET R6 Registered Investment Company |
| VANGUARD MID CAP INDEX – ADM Registered Investment Company (VIMSX) |
| (Form 5500) |
| (6) Net investment gain (loss) from common/collective trusts …………………… 2b |
| AMERFUNDS 2050 TARG DATERET R6 |
| AMERFUNDS 2035 TARG DATERET R6 |
| AMERFUNDS 2045 TARG DATERET R6 (2045) |
| AMERFUNDS AMER BALANCED – R6 |
| AMERFUNDS 2065 TARG DATERET R6 |
| AMERICAN FUNDS NEW WORLD R6 (HVWBX) |
| ISHARES S&P 500 INDEX K (BSPPX) |
| AMERFUNDS 2060 TARG DATERET R6 |
| ISHARES MSCI EAFE INTL INDEX K (BTMGX) |
| BLACKROCK FEDFUND – PREMIER (TFDXX) |
| INVESCO DEVELOPING MKTS R6 |
| VANGUARD INTL GRTH ADM (VAARX) |
| JPMORGAN GOV BOND R6 |
| BLACKROCK HIGH YIELD K (BHYIX) |
| CALVERT EQUITY FUND I (CWVIX) |
| VANGUARD INFO TECH IDX ADMIRAL |
| AMERFUNDS 2030 TARG DATERET R6 |
| MFS INTL INTRINSIC VALUE R6 (GMVMX) |
| MFS VALUE R6 (MINIX) |
| INVESCO DISCOVERY R6 (VISCX) |
| VAN INTERNATIONAL VALUE – INV (MBIVX) |
| AMER FUNDS NEW PERSP R6 |
| VICTORY ESTABLISHED VALUE R6 (GETGX) |
| VANGUARD VALUE INDEX FUND ADMR (VTRIX) |
| LORD ABBETT SHORT DUR INC R6 (LLDYX) |
| VANGUARD INTERMEDIATE TERM BON (VBIIX) |
| VANGUARD GROWTH INDEX FUND ADM (VTGLX) |
| PIMCO INCOME FUND – INSTL (PRIFX) |
| AMERFUNDS 2015 TARG DATERET R6 |
| TRP RETIREMENT BALANCED I |
| AMERFUNDS 2025 TARG DATERET R6 |
| AMERICAN FUNDS 2055 TARGET R6 (FAJTX) |
| COLUMBIA SMALL CAP VALUE I I3 (CSCZX) |
| BLK HEALTH SCI OPP PORT -INST |
| VANGUARD SMALL CAP INDEX ADMRL (VISVX) |
| AC INFLATION ADJ BOND R6 |
| BLACKROCK STRATEGICGLOBLBOND K |
| DAVIS FINANCIAL Y (DVFYX) |
| AMF BOND FUND OF AMERICA R6 |
| AMERFUNDS 2040 TARG DATERET R6 |
| MFS AGG GRTH ALLOC – R4 |
| BLACKROCK MIDCAP GROWTH EQ K (PGWIX) |
| AMERFUNDS 2020 TARG DATERET R6 |
| VANGUARD MID CAP INDEX – ADM (VIMSX) |
Investment model portfolios
We provide two types of investment model portfolios for TLC, INC. 401K PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for TLC, INC. 401K PLAN