Investment options of TITLE RESOURCES GROUP 401(K) PLAN
Total Available Funds: 41
| Investment Description |
|---|
| BlackRock Institutional Trust Company, N.A.BlackRock Multi-Asset Income Portfolio K |
| BlackRock Institutional Trust Company, N.A.BlackRock Strategic Completion NL M |
| State Street Global Advisors (SSGA) State St Target Ret Income SL Cl IV |
| State Street Global Advisors (SSGA) State St Target Ret 2020 SL Cl IV |
| State Street Global Advisors (SSGA) State St Target Ret 2025 SL Cl IV |
| State Street Global Advisors (SSGA) State St Target Ret 2030 SL Cl IV |
| State Street Global Advisors (SSGA) State St Target Ret 2045 SL Cl IV |
| State Street Global Advisors (SSGA) State St Target Ret 2055 SL Cl IV |
| State Street Global Advisors (SSGA) State St Target Ret 2060 SL Cl IV |
| State Street Global Advisors (SSGA) State St Target Ret 2065 SL Cl IV |
| State Street Global Advisors (SSGA) State St Target Ret 2035 SL Cl IV |
| State Street Global Advisors (SSGA) State St Target Ret 2040 SL Cl IV |
| Mercer Investments LLC Mercer International Stock |
| Mercer Investments LLC International Stock |
| Mercer Investments LLC Mercer Small Mid/Cap Stock Fund |
| Mercer Investments LLC US Small/Mid Cap Stock |
| Mercer Investments LLC S&P |
| Mercer Investments LLC Mercer Diversified Bond |
| Mercer Investments LLC US Bond |
| 1BKMIX 244,748.73 |
| 1BRSCNM 126,387.96 |
| 1SSTRIV 1,573,373.40 |
| 1SSTC20 236,335.23 |
| 1SSTC25 1,170,045.92 |
| 1SSTC30 1,732,580.27 |
| 1SSTC45 830,454.33 |
| 1SSTC50 347,299.21 |
| 1SSTC55 462,847.20 |
| 1SSTC60 248,845.33 |
| 1SSTC65 93,189.85 |
| 1SSTC35 513,523.15 |
| 1SSTC40 238,777.00 |
| 1MERINS 631,687.66 |
| 1MERSSE 211,901.85 |
| 1MERSMD 548,055.73 |
| 1MERSSR 264,263.78 |
| 1MERSS5 2,435,684.08 |
| 1MERDBD 609,441.05 |
| 1MERSSB 281,535.27 |
| 1IVSVB1 297,007.89 |
| FORFEITURES 9,574.14 |
Investment model portfolios
We provide two types of investment model portfolios for TITLE RESOURCES GROUP 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for TITLE RESOURCES GROUP 401(K) PLAN