Investment options of TIREHUB 401(K) PLAN
Total Available Funds: 29
| Investment Option List |
|---|
| through December 2029) |
| 1RFBFX 32,197.95 |
| 1RFTTX 53,355.14 |
| 1RFJTX 240,271.30 |
| 1RRCTX 780,245.32 |
| 1RFDTX 3,869,546.34 |
| 1RFETX 4,081,075.52 |
| 1RFFTX 6,444,224.09 |
| 1RFGTX 3,642,421.71 |
| 1RFHTX 6,309,756.74 |
| 1RFITX 5,866,232.63 |
| 1RFKTX 4,232,166.03 |
| 1RFUTX 2,666,020.43 |
| 1RFVTX 1,072,055.71 |
| 1RERGX 1,597,981.32 |
| 1VTMGX 2,489,398.80 |
| 1AASRX 188,700.28 |
| 1VEXRX 435,740.94 |
| 1VSMAX 1,417,878.39 |
| 1JMGMX 301,314.91 |
| 1VIMAX 761,762.18 |
| 1VASVX 312,577.53 |
| 1APGZX 1,314,694.45 |
| 1RWMGX 566,758.55 |
| 1FXAIX 5,225,212.87 |
| 1MAHQX 3,062,587.58 |
| 1PFORX 307,638.81 |
| 1GWAQ25 1.950 1,991,882.67 |
| FORFEITURES 88,126.63 |
Investment model portfolios
We provide two types of investment model portfolios for TIREHUB 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for TIREHUB 401(K) PLAN