Investment options of TIGERGRAPH 401(K) PLAN
Total Available Funds: 29
| Investment Option List |
|---|
| Fidelity 500 Index Fund Registered Investment Company (FRESX) |
| Fidelity Freedom 2060 Index Fund Investor Class Registered Investment Company (FDKNX) |
| Fidelity Freedom 2040 Index Fund Investor Class Registered Investment Company (FFFFX) |
| Fidelity Freedom 2055 Index Fund Investor Class Registered Investment Company (FDEWX) |
| Fidelity Freedom 2050 Index Fund Investor Class Registered Investment Company (FFFHX) |
| Fidelity Freedom 2030 Index Fund Investor Class Registered Investment Company (FFFEX) |
| American Funds Bond Fund of America R6 Registered Investment Company (FAOOX) |
| Fidelity International Index Fund Registered Investment Company (FSSEX) |
| Fidelity Large Cap Growth Index Fund Registered Investment Company (FSLGX) |
| Fidelity Freedom 2065 Index Fund Investor Class Registered Investment Company (FAXDX) |
| Fidelity US Bond Index Fund Registered Investment Company (FBNDX) |
| Fidelity Freedom 2025 Index Fund Investor Class Registered Investment Company (FFTWX) |
| Putnam Large Cap Value Fund R6 Registered Investment Company (UTDLX) |
| Fidelity Freedom 2045 Index Fund Investor Class Registered Investment Company (FFFGX) |
| Fidelity Freedom 2035 Index Fund Investor Class Registered Investment Company (FFTHX) |
| Fidelity Mid Cap Index Fund Registered Investment Company (FIIMX) |
| Fidelity Small Cap Index Fund Registered Investment Company (FSSJX) |
| American Funds New World Fund R6 Registered Investment Company (HVWBX) |
| BlackRock International Fund Class K Registered Investment Company (GIEIX) |
| American Funds New Perspective Fund R6 Registered Investment Company (FFPNX) |
| American Century Small Cap Growth Fund R6 Registered Investment Company (ANOHX) |
| Columbia & Smith Institutional Realty Shares Registered Investment Company |
| American Century Small Cap Value Fund R6 Registered Investment Company (IACIX) |
| Fidelity Freedom 2020 Index Fund Investor Class Registered Investment Company (FFFDX) |
| Fidelity Mid Cap Growth Index Fund Registered Investment Company (FSMGX) |
| Fidelity Freedom Income Index Fund Investor Class Registered Investment Company (FFFAX) |
| American Funds Inflation Linked Bond Fund R6 Registered Investment Company (BFICX) |
| Fidelity Freedom 2015 Index Fund Investor Class Registered Investment Company (FFVFX) |
| maturing through April 2028 |
Investment model portfolios
We provide two types of investment model portfolios for TIGERGRAPH 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for TIGERGRAPH 401(K) PLAN