Investment options of THULE INC. 401(K) PLAN
Total Available Funds: 44
| Investment Description |
|---|
| T. Rowe Price Retirement 2045 |
| Vanguard Growth Index Adm |
| T. Rowe Price Retirement 2025 |
| MFS Value R6 |
| Vanguard Large-Cap Index Admiral |
| T. Rowe Price Retirement 2035 |
| Neuberger Berman Neuberger Berman Genesis R6 |
| Janus Janus Henderson Enterprise N |
| American Funds EuroPacific Growth R6 |
| Putnam Dynamic Asset Allocation Gr R6 |
| JPMorgan Mid Cap Value R6 |
| Vanguard Mid Cap Index Admiral |
| Vanguard Small Cap Index Admiral |
| Dreyfus BNY Mellon Intl Stock Index I |
| JPMorgan JP Morgan Emerging Markets Equity R6 |
| Vanguard Small Cap Value Index Admiral |
| T. Rowe Price Retirement 2030 |
| JPMorgan Government Bond R6 |
| T. Rowe Price Retirement 2050 |
| Dreyfus BNY Mellon Bond Market Index I |
| Eaton Vance Income Fund of Boston R6 |
| T. Rowe Price Retirement 2015 |
| T. Rowe Price Retirement 2060 |
| T. Rowe Price Retirement 2040 |
| PIMCO Real Return Institutional |
| T. Rowe Price Retirement 2055 |
| Dimensional DFA International Small Company I |
| T. Rowe Price Retirement 2020 |
| Wells Fargo Stable Pooled Fund |
| Notes receivable from participants the Plan, maturing at various dates through 2029 |
| Transamerica Ret Solutions Corp Stable Pooled Fd |
| American Funds EuroPacific Gr R6 |
| JPMorgan Mid Cap Val R6 |
| MFS Val R6 |
| Putnam Dyn asset alloc Gr R6 |
| T. Rowe Price Retrmnt 2020 |
| T. Rowe Price Retrmnt 2015 |
| T. Rowe Price Retrmnt 2025 |
| T. Rowe Price Retrmnt 2035 |
| T. Rowe Price Retrmnt 2045 |
| Vanguard Gr Index Adm |
| Vanguard Mid Cap Index Adm |
| Vanguard Lg-Cap Index Adm |
| Vanguard Small Cap Index Adm |
Investment model portfolios
We provide two types of investment model portfolios for THULE INC. 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for THULE INC. 401(K) PLAN