Investment options of THORNTON TOMASETTI, INC. 401(K) PROFIT SHARING PLAN
Total Available Funds: 32
| Investment Description |
|---|
| AMERICAN FUNDS NEW WORLD R6 |
| AMERICAN FUND TARGET DATE 2010 R6 |
| AMERICAN FUND TARGET DATE 2020 R6 |
| AMERICAN FUND TARGET DATE 2030 R6 |
| AMERICAN FUND TARGET DATE 2040 R6 |
| AMERICAN FUND TARGET DATE 2050 R6 |
| AMERICAN FUND TARGET DATE 2060 R6 |
| AMERICAN FUND TARGET DATE 2015 R6 |
| AMERICAN FUND TARGET DATE 2025 R6 |
| AMERICAN FUND TARGET DATE 2035 R6 |
| AMERICAN FUND TARGET DATE 2045 R6 |
| AMERICAN FUND TARGET DATE 2055 R6 |
| AMERICAN FUND TARGET DATE 2065 R6 |
| BLACKROCK STRATEGIC INCOME OPPS INSTITUTIONAL |
| BWG GLOBAL OPP BOND IS |
| DELAWARE IVY MID CAP GROWTH FUND R6 |
| EMERALD GROWTH INSTITUTIONAL |
| EVENTIDE GILEAD I |
| FIDELITY BROKERAGE LINK SELF-DIRECTED BROKERAGE |
| FIDELITY DIVERSIFIED INTERNATIONAL K6 |
| FIDELITY GOVERNMENT MONEY MARKET |
| FIDELITY GROWTH CO K6 |
| ISHARES MSCI EAFE INTL K |
| ISHARES RUSSELL 2000 SMALL CAP K |
| ISHARES RUSSELL MID CAP INDEX K |
| ISHARES S&P INDEX K |
| JOHN HANCOCK DISCIPLINED VALUE MID CAP R6 |
| JP MORGAN VALUE ADVANTAGE R6 |
| NEW YORK LIFE GUARANTEED INTEREST ACCOUNT |
| THORNBURG LIMITED TERM INCOME FUND R6 |
| UNDISCOVERED MANAGERS BEHAVIORAL VAL R6 |
| VANGUARD INTERNATIONAL VALUE |
Investment model portfolios
We provide two types of investment model portfolios for THORNTON TOMASETTI, INC. 401(K) PROFIT SHARING PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for THORNTON TOMASETTI, INC. 401(K) PROFIT SHARING PLAN