Investment options of THOMPSON THRIFT RETIREMENT PLAN
Total Available Funds: 28
| Investment Option List |
|---|
| American Century One Choice IN Retire R6 51,302.13 Units (AAAFX) |
| American Century One Choice 2025 R6 159,097.15 Units (AABJX) |
| American Century One Choice 2030 R6 116,643.84 Units (AABWX) |
| American Century One Choice 2035 R6 179,954.84 Units (AACKX) |
| American Century One Choice 2040 R6 145,778.86 Units (AACSX) |
| American Century One Choice 2045 R6 296,434.18 Units (AADHX) |
| American Century One Choice 2050 R6 254,486.17 Units (AADNX) |
| American Century One Choice 2055 R6 339,665.32 Units (AADVX) |
| American Century One Choice 2060 R6 196,193.47 Units (AAEFX) |
| American Century One Choice 2065 R6 70,421.01 Units (AAEKX) |
| AB Large Cap Growth Z 27,059.33 Shares (SNIGX) |
| Allspring Special Mid Cap Value R6 12,609.78 Shares (SMCDX) |
| American Century Small Cap Value R6 36,596.99 Shares (IACIX) |
| Fidelity International Capital Appreciation K6 60,331.54 Shares (FIVFX) |
| Columbia Overseas Value Instl 3 7,262.07 Shares (COSZX) |
| Fidelity 500 Index 31,021.93 Shares (FUSEX) |
| Fidelity International Bond Index 12,330.72 Shares (FINRX) |
| Fidelity International Index 12,871.73 Shares (FDIVX) |
| Vanguard Explorer ADM 3,900.01 Shares |
| Fidelity Mid Cap Index 35,986.16 Shares (FIIMX) |
| Fidelity Small Cap Index 25,840.36 Shares (FSISX) |
| Invesco Discovery Mid Cap Growth R6 13,384.47 Shares (DMCFX) |
| JPMorgan Equity Income R6 45,598.73 Shares (HLIEX) |
| PGIM High-Yield R6 53,360.11 Shares (PHYEX) |
| Principal Short-Term Income Inst 6,718.42 Shares (SMBFX) |
| Hartford Strategic Income R6 163.88 Shares (HSNIX) |
| Schwab Fdmtl Intl Sm Co Indx 22,248.80 Shares (SFIVX) |
| TIAA-CREF Bond Plus Inst 12,694.51 Shares (TCBPX) |
Investment model portfolios
We provide two types of investment model portfolios for THOMPSON THRIFT RETIREMENT PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for THOMPSON THRIFT RETIREMENT PLAN