Investment options of THE UNIVERSITY OF CHICAGO CONTRIBUTORY RETIREMENT PLAN
Total Available Funds: 38
| Investment Description |
|---|
| TIAA-TRADITIONAL-NON-BENEFIT-RESPONSIVE |
| TIAA-TRADITIONAL-NON-BENEFIT-RESPONSIVE-2 |
| CREF-STOCK-R3 |
| CREF-MONEY-MARKET-R3 |
| CREF-SOCIAL-CHOICE-R3 |
| CREF-GLOBAL-EQUITIES-R3 |
| CREF-GROWTH-R3 |
| CREF-EQUITY-INDEX-R3 |
| CREF-INFLATION-LINKED-BOND-R3 |
| TIAA-REAL-ESTATE |
| CREF-CORE-BOND-R3 |
| VANGUARD-EMR-MKTS-STK-IDX-INST |
| VANGUARD-INFL-PROTECT-SEC-INST |
| VANGUARD-INST-INDEX-INST-PLUS |
| VANGUARD-CASH-RSV-FED-MMKT-ADM |
| VANGUARD-TARGET-RETIRE-2020 |
| VANGUARD-TARGET-RETIRE-2025 |
| VANGUARD-TARGET-RETIRE-2030 |
| VANGUARD-TARGET-RETIRE-2035 |
| VANGUARD-TARGET-RETIRE-2040 |
| VANGUARD-TARGET-RETIRE-2045 |
| VANGUARD-TARGET-RETIRE-2050 |
| VANGUARD-TARGET-RETIRE-2055 |
| VANGUARD-TARGET-RETIRE-INCOME |
| VANGUARD-TARGET-RETIRE-2065 |
| VANGUARD-TTL-BD-MKET-INX-INSTPL |
| VANGUARD-EXTEND-MKLDX-INST-PL |
| VANGUARD-SMALL-CAP-VAL-INDEX-INST |
| VANGUARD-TOTAL-INT-ST-IX-ISPLS |
| VANGUARD-REAL-ESTATE-INDEX-INST |
| VANGUARD-FTSE-SOCIAL-INDEX-INSTL |
| BLACKROCK-TOTAL-RETURN-INST |
| HARDING-INTERNATIONAL-EQ-INST |
| VANGUARD-TARGET-RETIRE-2060 |
| BLACKROCK-ADV-SMALL-CAP-CORE-K |
| DODGE-&-COX-GLOBAL-STOCK-FUND |
| VANGUARD-PRIMECAP-ADM |
| TIAA-CRED-SELF-DIRECTED-ACCT |
Investment model portfolios
We provide two types of investment model portfolios for THE UNIVERSITY OF CHICAGO CONTRIBUTORY RETIREMENT PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for THE UNIVERSITY OF CHICAGO CONTRIBUTORY RETIREMENT PLAN