Investment options of THE SIEGFRIED GROUP’S 401(K) PLAN
Total Available Funds: 26
| Investment Description |
|---|
| American Funds EuroPacific Growth Fund Class R6 |
| Fidelity Management Trust Company |
| Fidelity Management Trust Company Extended Market |
| Fidelity Management Trust Company Freedom Income Fund Class IPR |
| Fidelity Management Trust Company Freedom 2020 Fund Class IPR |
| Fidelity Management Trust Company Freedom 2025 Fund Class IPR |
| Fidelity Management Trust Company Freedom 2030 Fund Class IPR |
| Fidelity Management Trust Company Freedom 2035 Fund Class IPR |
| Fidelity Management Trust Company Freedom 2040 Fund Class IPR |
| Fidelity Management Trust Company Freedom 2045 Fund Class IPR |
| Fidelity Management Trust Company Freedom 2050 Fund Class IPR |
| Fidelity Management Trust Company Freedom 2055 Fund Class IPR |
| Fidelity Management Trust Company Freedom 2060 Fund Class IPR |
| Fidelity Management Trust Company Freedom 2065 Fund Class IPR |
| Fidelity Management Trust Company Government Income Fund |
| Fidelity Management Trust Company High Income Fund |
| Fidelity Management Trust Company International |
| Fidelity Management Trust Company Small Cap |
| Fidelity Management Trust Company U.S. Bond |
| Invesco Emerging Markets Fund Class R6 |
| MFS Massachusetts Investors Trust Class R6 |
| PIMCO Real Return Fund Administrative Class |
| T. Rowe Price Blue Chip Growth Fund |
| T. Rowe Price Equity Income Fund I Class |
| Vanguard Balanced Index Fund Admiral Shares |
| Virtus Ceredex Mid-Cap Value Equity Fund Class I |
Investment model portfolios
We provide two types of investment model portfolios for THE SIEGFRIED GROUP’S 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for THE SIEGFRIED GROUP'S 401(K) PLAN