Investment options of THE PSSI 401(K) PLAN & TRUST
Total Available Funds: 60
| Investment Option List |
|---|
| Allspring Allspring Special Mid Cap Value Fund – Class Inst (SMCDX) |
| American Century Equity Income Fund (AEIMX) |
| American Funds American Balanced Fund (GBLAX) |
| American Funds American Mutual R6 (FFFMX) |
| American Funds EuroPacific Growth Fund (FEPUX) |
| American Funds Inflation Linked Bond Fund Class R6 (BFICX) |
| American Funds International Growth and Income R6 (FGGGX) |
| American Funds New World Fund (HVWBX) |
| American Funds Washington Mutual Investors Fund (FWMMX) |
| Carillon Eagle Carillon Eagle Mid Cap Growth Fund (HRAYX) |
| Cohen & Steers Cohen & Steers Preferred Securities & Income Fund (PISHX) |
| Columbia Adaptive Risk Allocation Institutional 2 (CARRX) |
| Columbia Strategic Income Institutional 2 (LSIZX) |
| Eaton Vance Income Fund of Boston Class R6 (EIBIX) |
| Emerald Emerald Growth Fund (HSPGX) |
| Federated Hermes Government Obligations Premier (GOAXX) |
| Federated Hermes Strategic Value Dividend Institutional (SVAIX) |
| Fidelity Advisor Energy Fund Class I (FANIX) |
| Fidelity Advisor New Insights Fund (FINSX) |
| Franklin Templeton Fnklntmp Global Bond A (TGBAX) |
| Franklin Templeton Franklin Mutual International Value Fund-Class Z (FCMIX) |
| Franklin Templeton Franklin Templeton Global Bond Fund (TGBAX) |
| Franklin Templeton Franklin Utilities Fund Advisor Class (FRUAX) |
| Goldman Sachs Strategic Income Institutional (GSZCX) |
| Horizon Active Horizon Active Asset Allocation Institutional (HASIX) |
| Horizon Active Horizon Active Income Institutional (AIHAX) |
| Invesco Corporate Bond Fund R5 (ACCHX) |
| Invesco Global Fund Class Y (GADDX) |
| Invesco Gold & Special Minerals Fund Class Y (IOGYX) |
| Invesco Growth Income R5 (ACGMX) |
| Invesco Senior Floating Rate Class Y (SFRRX) |
| Invesco SteelPath MLP Select 40 Fund A (SPMVX) |
| JPMorgan Growth Advantage R6 (JGASX) |
| JPMorgan Small Cap Equity R5 (VSEIX) |
| JPMorgan Small Cap Value R6 (JSVUX) |
| Legg Mason Legg Mason Western Asset Core Bond Fund (LLAAX) |
| Nationwide Federated Hermes Short-Term Income Fund Institutional (FTIQX) |
| Natixis Investment Managers Gateway Fund – Class A |
| Parnassus Investments Parnassus Value Equity Fund Institutional (PVEYX) |
| PIMCO All Asset A (PAUIX) |
| PIMCO Income Fund A + (PFIIX) |
| PIMCO Income Institutional (PFIIX) |
| PIMCO International Bond Fund (PFONX) |
| PIMCO Long-Term Credit Bond Fund (PLRIX) |
| PIMCO Short-Term Fund Institutional (PTSHX) |
| Pioneer Bond Fund (LSGAX) |
| T. Rowe Price Blue Chip Growth (TRBCX) |
| T. Rowe Price Communications & Technology Fund (PRSCX) |
| T. Rowe Price Financial Services Fund (PRISX) |
| Vanguard Vanguard |
| Vanguard Consumer Staples Index Fund Admiral (VCSAX) |
| Vanguard Energy Index Fund Admiral (VGENX) |
| Vanguard Extended Market (VEXMX) |
| Vanguard Growth Index Fund Admiral (VQNPX) |
| Vanguard High Dividend Yield Index Admiral (VHDYX) |
| Vanguard Small Cap (VISVX) |
| Vanguard Small Cap Value Index Admiral (VISVX) |
| Vanguard Target Retirement 2045 Fund (VTIVX) |
| Victory Victory Fund for Income (IPFIX) |
| Victory Capital Victory Fund For Income A (IPFIX) |
Investment model portfolios
We provide two types of investment model portfolios for THE PSSI 401(K) PLAN & TRUST participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for THE PSSI 401(K) PLAN & TRUST