Investment options of THE PRIVATE DIAGNOSTIC CLINIC PLLC PROFIT SHARING PLAN
Total Available Funds: 29
| Investment Description |
|---|
| FIDELITY FIDELITY GOVT MONEY MARKET PREMIUM |
| FIDELITY FIDELITY EQUITY DIV INCOME K FUND |
| FIDELITY FIDELITY EQUITY INCOME K FUND |
| FIDELITY FIDELITY EMERGING MARKETS K FUND |
| FIDELITY FIDELITY BALANCED K FUND |
| FIDELITY FIDELITY GROWTH COMPANY K6 FUND |
| FIDELITY FIDELITY INTERNATIONAL DISCOVERY K |
| FIDELITY FIDELITY OTC K PORTFOLIO |
| FIDELITY FIDELITY OVERSEAS K FUND |
| FIDELITY FIDELITY PURITAN K FUND |
| FIDELITY FIDELITY REAL ESTATE INVESTMENT FUND |
| FIDELITY FIDELITY GROWTH I FUND |
| JP MORGAN JP MORGAN MID CAP VALUE R6 FUND |
| MASSMUTUAL MASSMUTUAL MID CAP GROWTH I FUND |
| GOLDMAN SACHS GOLDMAN SACHS SMALL CAP VALUE R6 FUND |
| PRINCIPAL PRINCIPAL SMALL CAP GROWTH R6 FUND |
| FIDELITY FIDELITY MANAGED INCOME PORTFOLIO |
| FIDELITY FIAM CORE PLUS K FUND |
| FIDELITY FIDELITY CONTRAFUND POOL FUND |
| WILMINGTON TRUST AGGRESSIVE MAP |
| WILMINGTON TRUST CONSERVATIVE MAP |
| WILMINGTON TRUST GROWTH MAP |
| WILMINGTON TRUST INCOME MAP |
| WILMINGTON TRUST MODERATE MAP |
| NORTHERN TRUST NT ACWI EX- U. S. INDEX |
| NORTHERN TRUST NT AGGREGATE BOND INDEX |
| NORTHERN TRUST NT EXTENDED EQUITY MARKET |
| NORTHERN TRUST NT S& P 500 INDEX |
| VOYA VOYA FIXED ACCOUNT |
Investment model portfolios
We provide two types of investment model portfolios for THE PRIVATE DIAGNOSTIC CLINIC PLLC PROFIT SHARING PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for THE PRIVATE DIAGNOSTIC CLINIC PLLC PROFIT SHARING PLAN