THE PRINCIPAL SELECT SAVINGS PLAN FOR INDIVIDUAL FIELD Investment Model Portfolios

Principal Financial Group, Inc. provides retirement savings, investment, and insurance products and services worldwide.

Investment options of THE PRINCIPAL SELECT SAVINGS PLAN FOR INDIVIDUAL FIELD

Total Available Funds: 25

Asset Class

Ticker

Description

Others
ROOT	CASH	Principal Life Insurance Company,Deposits in guaranteed interest accounts
ROOT	CASH	Principal Life Insurance Company, Money Market
not found	no ticker	Principal Life Insurance Company, U.S. Property
EQUITY	PFG	Principal Financial Group, Inc. Stock
Target Date 2000-2010	PTAPX	Principal Life Insurance Company Lifetime2010
Target Date 2016-2020	PTBPX	Principal Life Insurance CompanyLifetime2020
Target Date 2026-2030	PTCPX	Principal Life Insurance Company,Lifetime2030
Target Date 2036-2040	PTDPX	Principal Life Insurance Company, Lifetime2040
Target Date 2050+	PTEFX	Principal Life Insurance Company Lifetime2050
not found	no ticker	Principal Life Insurance Company Large Company Value
Retirement Income	PLSPX	Principal Life Insurance Company Lifetime Strategic Income

US EQUITY
SMALL VALUE	PPVIX	Principal Life Insurance Company, Small-Cap Value II
MID-CAP BLEND	PMBPX	Principal Life Insurance Company Medium Company Blend
LARGE BLEND	PLFIX	Principal Life Insurance Company Large-Cap Stock Index
LARGE BLEND	PXPPX	Principal Life Insurance Company Partner Large-Cap Blend I
SMALL BLEND	DISSX	Principal Life Insurance Company Small-Cap Stock Index
LARGE GROWTH	PDPPX	Principal LifeInsurance Company , Large Company Growth
LARGE GROWTH	PPUPX	Principal Life Insurance Company Partner Large-Cap Growth I
Small Growth	PPMPX	Principal Life Insurance Company Partner Small-Cap Growth II
Mid-Cap Growth	PHPPX	Principal Life Insurance Company MidCap Growth
LARGE VALUE	PLVPX	Principal Life Insurance Company Large Cap Value

FIXED INCOME
Intermediate-Term Bond	PBMPX	Principal Life Insurance Company, Bond and Mortgage
Intermediate Government	PGSPX	Principal Life Insurance Company, Governmental and High Quality Bond

INTERNATIONAL EQUITY
Foreign Large Blend	PINPX	Principal Life Insurance Company, Diversified International

Emerging Market
DIVERSIFIED EMERGING MKTS	PEPSX	Principal Life Insurance Company International Emerging , Markets

Investment model portfolios

We provide two types of investment model portfolios for THE PRINCIPAL SELECT SAVINGS PLAN FOR INDIVIDUAL FIELD participants. You can customize and follow a model portfolio in your plan account.

Types of portfolio strategies

Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
  - Less error-prone
  - Infrequent rebalancing or transactions
  - Tax efficient for taxable brokerage investments
- Cons:
  - Interim loss or drawdown can be substantial
  - Possible low returns for an extended period, such as 10 years or longer
Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
  - Reduce large interim loss or drawdown
  - Less sensitive to investment entry point
  - Likely to improve returns
- Cons
  - Demand more frequent rebalancing or transactions
  - Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
  - Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets

These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.

Let us know (Email us) if you need help to create a custom model portfolio for your plan.

Customize a model portfolio now

Example model portfolios

The following provides historical returns for example model portfolios with a moderate risk profile (at most 60% in stocks) and their comparison with benchmark index funds. You can customize these portfolios according to your own risk profile.

Strategic Asset Allocation Model Portfolio

The following portfolio is based on the MyPlanIQ Strategic Asset Allocation (SAA) strategy.

Tactical Asset Allocation Model Portfolio

The following portfolio is based on the MyPlanIQ Tactical Asset Allocation (TAA) strategy.

Name	YTD Return	1Yr AR	3Yr AR	5Yr AR	10Yr AR	15Yr AR	20Yr AR	Inception
The Principal Select Savings Plan for Individual Field Tactical Asset Allocation Moderate	NA	13.45%	2.45%	8.29%	6.33%	7.04%	8.17%	8.13%
VFINX (VANGUARD 500 INDEX FUND INVESTOR SHARES)	NA	37.82%	8.86%	15.20%	12.89%	14.04%	10.46%	8.70%
VSMGX (VANGUARD LIFESTRATEGY MODERATE GROWTH FUND INVESTOR SHARES)	NA	22.89%	2.25%	6.63%	6.01%	7.19%	6.10%	5.79%

	Ticker/Portfolio	Last 1 Week	1 Yr	3 Yr	5 Yr	10 Yr	15 Yr	20 Yr	Inception	YTD	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008	2007	2006	2005	2004	2003	2002	2001	2000	1999	1998	1997	1996	1995	1994	1993	1992	1991	1990	1989	1988	1987	1986	1985	1984	1983	1982	1981	1980	1979
Annualized Return (%)	The Principal... Moderate	-1.12	13.45	2.45	8.29	6.33	7.04	8.17	8.13	NA	-4.36	14.88	-10.88	8.76	24.59	17.95	-9.85	11.41	6.48	1.04	-1.80	17.70	10.94	4.42	7.85	16.95	-0.33	18.25	15.43	6.80	12.50	22.37	-8.49	6.59	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VFINX (VANGUA...R SHARES)	-1.79	37.82	8.86	15.20	12.89	14.04	10.46	8.70	NA	24.84	26.12	-18.24	28.53	18.74	31.33	-4.55	21.66	11.83	1.23	13.52	32.17	15.82	1.96	14.91	26.52	-37.02	5.39	15.64	4.77	10.74	28.50	-22.17	-12.03	-9.05	21.08	28.62	33.18	22.87	37.45	1.18	10.15	8.24	32.05	-3.33	28.37	14.92	3.97	9.30	22.60	3.67	17.07	19.25	-8.55	27.89	-2.07
	VSMGX (VANGUA...R SHARES)	-1.02	22.89	2.25	6.63	6.01	7.19	6.10	5.79	NA	10.28	15.51	-16.01	10.08	13.59	19.30	-6.28	14.86	7.09	-2.21	6.38	14.73	9.78	0.12	13.14	20.35	-26.49	7.21	13.30	5.68	11.76	22.40	-10.34	-4.78	1.27	14.09	21.59	17.90	10.77	26.58	2.04	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
Sharpe Ratio	The Principal... Moderate	NA	-0.75	-0.38	0.25	0.34	NA	NA	0.59	0.07	-0.90	1.35	-0.92	0.75	1.29	2.16	-0.98	1.63	0.73	0.11	-0.19	2.06	1.28	0.29	0.69	1.80	-0.36	1.15	1.37	0.69	1.47	3.04	-0.69	0.47	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VFINX (VANGUA...R SHARES)	NA	0.85	0.91	0.82	0.67	NA	NA	0.46	0.62	1.67	1.73	-0.82	2.17	0.53	2.39	-0.35	3.16	0.89	0.08	1.19	2.90	1.25	0.08	0.82	0.97	-0.92	0.14	1.22	0.24	0.88	1.63	-0.90	-0.68	-0.60	0.97	1.23	1.61	1.62	4.31	-0.19	0.90	0.57	1.91	-0.55	1.71	0.59	-0.01	0.30	1.47	-0.26	0.79	0.63	-1.30	1.17	-3.84
	VSMGX (VANGUA...R SHARES)	NA	0.90	0.70	0.53	0.51	NA	NA	0.51	1.04	0.87	1.45	-1.22	1.32	0.70	2.77	-0.87	3.75	0.83	-0.26	1.01	2.16	1.23	0.01	1.18	1.12	-0.98	0.39	1.34	0.49	1.49	2.09	-0.75	-0.59	-0.24	1.06	1.56	1.56	0.91	4.18	4.60	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
Standard Deviation(%)	The Principal... Moderate	NA	12.06	11.34	13.25	11.27	NA	NA	10.52	8.81	12.13	7.88	13.28	11.62	18.83	7.66	11.35	6.63	8.60	9.48	9.66	8.56	8.48	15.08	11.26	9.35	3.53	13.32	8.89	6.72	7.86	7.12	14.00	9.07	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VFINX (VANGUA...R SHARES)	NA	19.55	17.05	17.37	18.46	NA	NA	18.09	22.85	12.67	13.09	24.19	13.11	34.69	12.48	17.11	6.68	13.11	15.51	11.39	11.07	12.74	23.36	18.07	27.22	40.99	16.02	10.04	10.29	11.10	17.04	25.96	21.55	22.20	18.17	20.48	18.21	11.77	7.77	9.92	8.83	9.93	14.69	16.06	13.09	17.07	33.80	16.55	11.67	12.80	13.62	18.09	14.61	16.53	23.80
	VSMGX (VANGUA...R SHARES)	NA	10.38	10.05	10.06	10.41	NA	NA	11.47	11.77	7.69	8.26	14.34	7.62	19.08	6.43	8.81	3.80	8.31	8.51	6.28	6.80	7.99	14.68	11.10	18.01	27.95	10.37	7.43	6.96	7.25	10.38	15.37	12.42	12.30	10.07	11.65	9.10	7.74	5.41	15.57	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
Draw Down(%)	The Principal... Moderate	NA	10.98	15.53	23.15	23.15	NA	NA	23.15	0.56	10.98	6.26	16.42	6.66	23.15	3.37	18.12	3.13	7.08	8.77	11.68	4.97	7.16	13.00	9.48	4.81	4.78	10.20	10.99	5.41	7.71	3.27	19.83	6.38	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VFINX (VANGUA...R SHARES)	NA	18.76	18.76	24.59	33.83	NA	NA	55.25	18.76	8.45	9.97	24.59	5.14	33.83	6.63	19.40	2.60	10.29	12.05	7.30	5.59	9.60	18.71	15.66	27.17	47.73	9.88	7.47	7.01	7.47	13.79	33.02	29.18	16.55	11.81	19.20	10.79	7.45	2.50	8.48	4.84	5.63	5.57	19.19	7.35	7.24	33.08	11.63	7.51	10.58	7.02	13.21	15.61	16.03	2.40
	VSMGX (VANGUA...R SHARES)	NA	9.62	12.88	22.29	22.43	NA	NA	41.18	9.62	4.17	8.15	21.74	3.53	22.43	3.12	11.47	1.14	6.20	8.34	4.70	5.67	6.27	12.90	8.64	19.61	36.81	6.11	6.13	4.74	5.89	8.91	20.06	17.93	8.77	6.26	11.99	6.02	4.75	1.82	1.89	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
Yield(%)	The Principal... Moderate	NA	4.95	5.94	5.49	5.44	NA	NA	0.00	NA	1.02	5.03	2.69	9.67	6.23	4.70	6.54	8.39	3.57	5.54	3.00	6.15	3.25	4.34	1.13	3.63	2.37	12.82	7.72	4.14	3.27	1.61	0.82	2.16	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VFINX (VANGUA...R SHARES)	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA
	VSMGX (VANGUA...R SHARES)	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA	NA

Data as of 10/31/2024, AR inception is 12/31/2000

Retirement Plan (401(k)) Info for THE PRINCIPAL SELECT SAVINGS PLAN FOR INDIVIDUAL FIELD

THE PRINCIPAL SELECT SAVINGS PLAN FOR INDIVIDUAL FIELD

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