Investment options of THE MOSCOE GROUP, INC. 401(K) PLAN
Total Available Funds: 31
| Investment Description |
|---|
| AMERICAN FUNDS AMERICAN BALANCED R6 MUTUAL FUND |
| AMERICAN FUNDS NEW PERSPECTIVE R6 MUTUAL FUND |
| AMERICAN FUNDS NEW WORLD R6 MUTUAL FUND |
| BNY MELLON NATURAL RESOURCES MUTUAL FUND |
| CALVERT CORE BOND FUND I MUTUAL FUND |
| DFA SHORT DURATION RL RETURN PORTFOLIO MUTUAL FUND |
| EVALUATOR PARAMETRIC INTERNATIONAL EQUITY MUTUAL FUND |
| EVALUATOR AGGRESSIVE GROWTH RMS SERVICE MUTUAL FUND |
| EVALUATOR CONSERVATIVE/MOD RMS SERVICE MUTUAL FUND |
| EVALUATOR CONSERVATIVE RMS FUND MUTUAL FUND |
| EVALUATOR GROWTH RMS FUND R4 MUTUAL FUND |
| EVALUATOR MODERATE RMS FUND SERVICE MUTUAL FUND |
| EVALUATOR VERY CONSERVATIVE RMS SERVICE MUTUAL FUND |
| FIDELITY INTERMEDIATE TREASURY BOND MUTUAL FUND |
| FIDELITY LARGE CAP GROWTH INDEX MUTUAL FUND |
| FIDELITY 500 INDEX INSTITUTIONAL PREM MUTUAL FUND |
| FRANKLIN CONVERTIBLE SECURITIES R6 MUTUAL FUND |
| HARTFORD CORE EQUITY FUND CLASS R6 MUTUAL FUND |
| HARTFORD WORLD BOND R6 MUTUAL FUND |
| JANUS HENDERSON GLOBAL TECHNOLOGY MUTUAL FUND |
| MANNING & NAPIER RAINER INTL DISCV MUTUAL FUND |
| PIMCO RAE US SMALL FUND INSTITUTIONAL MUTUAL FUND |
| PRINCIPAL REAL ESTATE SECURITIES MUTUAL FUND |
| T. ROWE PRICE HEALTH SCIENCES MUTUAL FUND |
| T. ROWE PRICE INSTL FLOATING RATE F MUTUAL FUND |
| VANGUARD INTERNATIONAL GROWTH ADM MUTUAL FUND |
| VANGUARD FTSE ALL-WORLD MUTUAL FUND |
| VANGUARD EXPLORER ADMIRAL MUTUAL FUND |
| VANGUARD MID CAP GROWTH INDEX MUTUAL FUND |
| VANGUARD MID CAP INDEX ADMIRAL MUTUAL FUND |
| METLIFE STABLE VALUE FUND GAC-25053 CLASS O COMMON COLLECTIVE TRUST |
Investment model portfolios
We provide two types of investment model portfolios for THE MOSCOE GROUP, INC. 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for THE MOSCOE GROUP, INC. 401(K) PLAN