Investment options of THE MCGREGOR COMPANY QUALIFIED PROFIT SHARING 401K PLAN
Total Available Funds: 43
| Investment Description |
|---|
| FIDELITY FIDELITY GOVERNMENT MONEY MARKET |
| FIDELITY FIDELITY MGD INCOME PORTFOLIO 3 |
| BROKERAGE LINK EXTERNAL FUND 3 |
| BROKERAGE LINK COMMON STOCK 5 |
| BROKERAGE LINK CASH 1 |
| BROKERAGE LINK FIDELITY FUND 3 |
| BROKERAGE LINK CERT. OF DEP. 9 |
| BROKERAGE LINK OPTION |
| BROKERAGE LINK UNIT 1 |
| BROKERAGE LINK NONINTEREST-BEARING CASH 7 |
| COHEN & STEERS COHEN & STEERS REALTY |
| AMERICAN CENTURY PIF SMALL CAP R6 |
| EATON VANCE JPM EQUITY INCOME R6 |
| MANAGERS FUNDS MANAGERS BOND FUND |
| FIDELITY FIDELITY GROWTH COMPANY FUND 3 |
| FIDELITY FIDELITY SMALL CAP INDEX |
| FIDELITY FIDELITY MID-CAP STOCK FUND 4 |
| FIDELITY FIDELITY U.S. BOND INDEX FUND |
| FIDELITY FIDELITY EXTENDED MARKET INDEX 8 |
| FIDELITY FIDELITY INTERNATIONAL INDEX 4 |
| FIDELITY FIDELITY 500 INDEX |
| FIDELITY FIDELITY INFLATION PROTECTED INDEX 2 |
| T. ROWE PRICE TRP RETIRE I 2005 I |
| T. ROWE PRICE TRP RETIRE I 2010 I |
| T. ROWE PRICE TRP RETIRE I 2015 I |
| T. ROWE PRICE TRP RETIRE I 2020 I |
| T. ROWE PRICE TRP RETIRE I 2025 I |
| T. ROWE PRICE TRP RETIRE I 2030 I |
| T. ROWE PRICE TRP RETIRE I 2035 I |
| T. ROWE PRICE TRP RETIRE I 2040 I |
| T. ROWE PRICE TRP RETIRE I 2045 I |
| T. ROWE PRICE TRP RETIRE I 2050 I |
| T. ROWE PRICE TRP OVERSEAS STOCK I |
| VANGUARD VANG TARGET RETIRE 2020 |
| VANGUARD VANG TARGET RETIRE 2025 |
| VANGUARD VANG TARGET RETIRE 2030 |
| VANGUARD VANG TARGET RETIRE 2035 |
| VANGUARD VANG TARGET RETIRE 2040 |
| VANGUARD VANG TARGET RETIRE 2045 |
| VANGUARD VANG TARGET RETIRE 2050 |
| VANGUARD VANG TARGET RETIRE 2055 |
| VANGUARD VANG TARGET RETIRE 2060 |
| VANGUARD VANG TARGET RETIRE 2065 |
Investment model portfolios
We provide two types of investment model portfolios for THE MCGREGOR COMPANY QUALIFIED PROFIT SHARING 401K PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for THE MCGREGOR COMPANY QUALIFIED PROFIT SHARING 401K PLAN