Investment options of THE IOWA CLINIC 401(K) PROFIT SHARING PLAN
Total Available Funds: 42
| Investment Description |
|---|
| VANGUARD WELLINGTON ADM FUND |
| VANGUARD TOTAL BOND MARKET FUND |
| VANGUARD INSTITUTIONAL INDEX FUND |
| AB LP LARGE CAP GROWTH FUND |
| VANGUARD EQUITY INC ADM FUND |
| COHEN & STEERS REAL ESTATE SEC FUND |
| LORD ABBETT SHORT DURATION INCOME FUND |
| VANGUARD EXPLORER ADM FUND |
| DODGE & COX INTERNATIONAL STOCK FUND |
| AMERICAN FUNDS CAPITAL WORLD GROWTH AND INCOME FUND |
| AMERICAN FUNDS SMALLCAP WORLD FUND |
| VIRTUS MID CAP VALUE FUND |
| T ROWE PRICE HEALTH SCIENCES FUND |
| T ROWE PRICE U.S. TREASURY MONEY FUND |
| JP MORGAN MID CAP GROWTH FUND |
| WESTERN ASSET CORE PL BOND FUND |
| VANGUARD MID CAP INDEX ADM FUND |
| VANGUARD SMALL CAP INDEX ADM FUND |
| VANGUARD DEVELOPING MARKETS INDEX ADM FUND |
| ALLSPRING SPECIAL SMALL CAP VALUE FUND |
| FIRST EAGLE GLOBAL FUND |
| PGIM GLOBAL TOTAL RETURN FUND |
| MFS LIFETIME 2025 |
| MFS LIFETIME 2030 |
| MFS LIFETIME 2035 |
| MFS LIFETIME 2040 |
| MFS LIFETIME 2045 |
| MFS LIFETIME 2050 |
| MFS LIFETIME 2055 |
| MFS LIFETIME 2060 |
| MFS LIFETIME INCOME FUND |
| PRINCIPAL LIFE INSURANCE COMPANY MONEY MARKET |
| PRINCIPAL LIFE INSURANCE COMPANY CORE PLUS BOND |
| PRINCIPAL LIFE INSURANCE COMPANY LARGE-CAPE S&P 500 INDEX |
| PRINCIPAL LIFE INSURANCE COMPANY MID-CAPE VALUE I |
| PRINCIPAL LIFE INSURANCE COMPANY MID-CAPE GROWTH III |
| PRINCIPAL LIFE INSURANCE COMPANY MID-CAPE BLEND |
| PRINCIPAL LIFE INSURANCE COMPANY SMALL-CAPE BLEND |
| PRINCIPAL LIFE INSURANCE COMPANY INTERNATIONAL SMALL-CAPE |
| PRINCIPAL LIFE INSURANCE COMPANY DIVERSIFIED INTERNATIONAL |
| PRINCIPAL LIFE INSURANCE COMPANY BLUE CHIP |
| PRINCIPAL LIFE INSURANCE COMPANY PRINCIPAL FINANCIAL GROUP, INC. STOCK |
Investment model portfolios
We provide two types of investment model portfolios for THE IOWA CLINIC 401(K) PROFIT SHARING PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for THE IOWA CLINIC 401(K) PROFIT SHARING PLAN