Investment options of THE HYPERION RETIREMENT PLAN
Total Available Funds: 25
| Investment Description |
|---|
| T. ROWE PRICE TRUST COMPANY STABLE VALUE FUND |
| T. ROWE PRICE TRUST COMPANY RETIREMENT 2005 FUND TR A |
| T. ROWE PRICE TRUST COMPANY RETIREMENT 2010 FUND TR A |
| T. ROWE PRICE TRUST COMPANY RETIREMENT 2015 FUND TR A |
| T. ROWE PRICE TRUST COMPANY RETIREMENT 2020 FUND TR A |
| T. ROWE PRICE TRUST COMPANY RETIREMENT 2025 FUND TR A |
| T. ROWE PRICE TRUST COMPANY RETIREMENT 2030 FUND TR A |
| T. ROWE PRICE TRUST COMPANY RETIREMENT 2035 FUND TR A |
| T. ROWE PRICE TRUST COMPANY RETIREMENT 2040 FUND TR A |
| T. ROWE PRICE TRUST COMPANY RETIREMENT 2045 FUND TR A |
| T. ROWE PRICE TRUST COMPANY RETIREMENT 2050 FUND TR A |
| T. ROWE PRICE TRUST COMPANY RETIREMENT 2055 FUND TR A |
| T. ROWE PRICE TRUST COMPANY RETIREMENT 2060 FUND TR A |
| T. ROWE PRICE TRUST COMPANY RETIREMENT 2065 FUND TR A |
| T. ROWE PRICE GROUP, INC. GLOBAL STOCK FUND |
| T. ROWE PRICE GROUP, INC. NEW HORIZONS FUND |
| T. ROWE PRICE GROUP, INC. MID-CAP VALUE FUND |
| T. ROWE PRICE GROUP, INC. SMALL-CAPE STOCK FUND |
| AMERICAN FUNDS DISTRIBUTORS, INC. EUROPACIFIC GROWTH FUND |
| VICTORY CAPITAL SERVICES, INC. TRIVALENT INTERNATIONAL SMALL CAP FUND |
| VANGUARD FUNDS INSTITUTIONAL INDEX FUND |
| VANGUARD FUNDS FEDERAL MONEY MARKET FUND |
| VANGUARD FUNDS TOTAL BOND INDEX ADMIRAL |
| BLACKROCK TOTAL RETURN FUND |
| GOLDMAN SACHS & CO. LLC GLOBAL CORE FIXED INDEX ADMIRAL |
Investment model portfolios
We provide two types of investment model portfolios for THE HYPERION RETIREMENT PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for THE HYPERION RETIREMENT PLAN