Investment options of The Hershey Company 401 K Plan
Total Available Funds: 42
| Investment Description |
|---|
| JP Morgan 13,785,985 |
| Citibank 8,555,378 |
| Mass Mutual 14,083,678 |
| Monumental 10,439,948 |
| Metropolitan Life 813,402 |
| Metropolitan Life 1,089,144 |
| Metropolitan Life 587,259 |
| Metropolitan Life 604,744 |
| Metropolitan Life 1,209,704 |
| Metropolitan Life 868,784 |
| Metropolitan Life 1,240,888 |
| Metropolitan Life 1,387,792 + |
| Metropolitan Tower Life 6,449,202 |
| Nationwide Life 14,196,048 |
| New York Life 1,225,226 |
| New York Life 1,246,304 |
| New York Life 639,674 |
| New York 11,768,427 |
| Prudential 13,803,963 |
| State Street Bank 14,585,029 |
| Pacific Life 12,125,550 |
| Vanguard Target Retirement Fund 2020 Trust I 544,700 |
| Vanguard Target Retirement Fund 2025 Trust I 1,336,084 |
| Vanguard Target Retirement Fund 2030 Trust I 1,674,914 |
| Vanguard Target Retirement Fund 2035 Trust I 1,682,129 |
| Vanguard Target Retirement Fund 2040 Trust I 1,422,372 |
| Vanguard Target Retirement Fund 2045 Trust I 1,141,517 |
| Vanguard Target Retirement Fund 2050 Trust I 1,269,382 |
| Vanguard Target Retirement Fund 2055 Trust I 800,279 |
| Vanguard Target Retirement Fund 2060 Trust I 797,784 |
| Vanguard Target Retirement Fund 2065 Trust I 481,993 |
| Vanguard Target Retirement Fund 2070 Trust I 47,032 |
| Vanguard Target Retirement Income Trust I 391,791 |
| Vanguard Income and Growth Fund 248,372 |
| DFA US Targeted Value 46,951 |
| Vanguard Small-Cap Index Fund Institutional Plus 344,849 |
| Vanguard Mid-Cap Index Fund; Institutional Shares 1,251,482 |
| AQR Capital Management US Enhanced Equity Collective 151,554 |
| Vanguard Global ESG Select 33,655 |
| Vanguard Institutional Index Fund Institutional Plus 4,208,037 |
| GQG Partners International Equity CIT 105,152 |
| Prudential Core Plus Bond Fund 24,314 |
Investment model portfolios
We provide two types of investment model portfolios for The Hershey Company 401 K Plan participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for The Hershey Company 401 K Plan