Investment options of THE GODDARD SCHOOL
Total Available Funds: 34
| Investment Description |
|---|
| American Century Investments One Choice 2055 Portfolio – Class R |
| American Century Investments One Choice 2035 Portfolio – Class R |
| American Century Investments One Choice 2050 Portfolio – Class R |
| American Century Investments One Choice 2045 Portfolio – Class R |
| American Century Investments One Choice 2030 Portfolio – Class R |
| American Century Investments One Choice 2040 Portfolio – Class R |
| Goldman Sachs Small Cap Value Fund – Class R |
| Invesco Developing Markets Fund – Class R |
| American Century Investments One Choice 2025 Portfolio – Class R |
| American Century Investments One Choice in Retirement Portfolio – Class R |
| PIMCO Real Return Fund – Class R |
| State Street Bank & Trust Company S&P 500 Index Securities Lending Series Fund – Class IX |
| State Street Bank & Trust Company S&P MidCap Index Non-Lending Series Fund – Class J |
| State Street Bank & Trust Company Russ Sm Cap Index Securities Lending Series Fund – Class VIII |
| State Street Bank & Trust Company U.S. Bond Index Securities Lending Series Fund – Class VIII |
| Invesco Stable Asset Fund |
| (Form 5500) |
| (6) Net investment gain (loss) from common/collective trusts …………………… 2b |
| INVESCO DEVELOP MARKETS R |
| AMERCENT ONE CHOICE 2040 R |
| GOLD SACHS SM CP VAL R |
| AMERCENT ONE CHOICE 2030 R |
| AMERCENT ONE CHOICE RETIRE R |
| AMERCENT ONE CHOICE 2055 R |
| AMERCENT ONE CHOICE 2035 R |
| PIMCO REAL RETURN – CLASS R |
| AMERCENT ONE CHOICE 2025 R |
| AMERCENT ONE CHOICE 2050 R |
| AMERCENT ONE CHOICE 2045 R |
| INVESCO STABLE ASSET |
| STATE ST RUSS SC IDX VIII |
| STATE ST S&P 500 IDX IX |
| STATE ST S&P MD CP IDX NL J |
| STATE ST US BD IDX SL VIII |
Investment model portfolios
We provide two types of investment model portfolios for THE GODDARD SCHOOL participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for THE GODDARD SCHOOL