Investment options of THE GATES MATCHMAKER PLAN
Total Available Funds: 42
| Investment Description |
|---|
| American Beacon Small Cap Value R6 |
| American Funds Europacific Growth R6 |
| American Funds Fundamental Investors R6 |
| American Funds New Perspective R6 |
| Dodge & Cox Balanced |
| MFS Mid Cap Value R6 |
| Mass Mutual Select Mid Cap Growth Fund |
| T. Rowe Price All-Cap Opportunities |
| Vanguard Equity Income Admiral |
| Vanguard Institutional Index |
| Vanguard Mid Cap Index Institutional |
| Vanguard Small Cap Index |
| Loomis Sayles Core Plus Fixed Income |
| Blackrock LifePath Dynamic 2030 |
| Blackrock LifePath Dynamic 2035 |
| Blackrock LifePath Dynamic 2040 |
| Blackrock LifePath Dynamic 2045 |
| Blackrock LifePath Dynamic 2050 |
| Blackrock LifePath Dynamic 2055 |
| Blackrock LifePath Dynamic 2060 |
| Blackrock LifePath Dynamic 2065 |
| Blackrock LifePath Dynamic Retirement |
| BNY Mellon (at fair value) BNY Mellon Collective Fund |
| Intermediate Core Fund |
| Term Fund 2024 |
| Term Fund 2025 |
| Term Fund 2026 |
| Term Fund 2027 |
| Term Fund 2028 |
| statements |
| AMERICAN BEACON SMCAP VA R6 Registered Investment Company |
| AMERICAN FUNDAMENTAL INVSTR R6 Registered Investment Company |
| AMERICAN NEW PERSPECTIVE R6 Registered Investment Company |
| DODGE & COX BALANCED FUND Registered Investment Company |
| EUROPACIFIC GROWTH R6 Registered Investment Company |
| MASSMUTUAL SLCT MID CAP GRTH I Registered Investment Company |
| MFS MID CAP VALUE R6 Registered Investment Company |
| T ROWE PRICE ALL CAP OPPTIES I Registered Investment Company |
| VANGUARD EQUITY INCOME ADMIRAL Registered Investment Company |
| VANGUARD INSTITUTIONAL INDEX Registered Investment Company |
| VANGUARD MIDCAP INDEX INSTL Registered Investment Company |
| VANGUARD SM CAP INDEX INSTL Registered Investment Company |
Investment model portfolios
We provide two types of investment model portfolios for THE GATES MATCHMAKER PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for THE GATES MATCHMAKER PLAN