Investment options of THE EPISCOPAL ACADEMY 403(B) DEFINED CONTRIBUTION RETIREMENT PLAN
Total Available Funds: 51
| Investment Description |
|---|
| CREF Stock |
| CREF Social Choice |
| CREF Core Bond |
| CREF Global Equities |
| CREF Growth |
| CREF Equity Index |
| CREF Inflation-Linked Bond |
| American Fund New Perspective |
| Vanguard Lifestrategy Growth Fund |
| Vanguard Target Retirement 2055 Fund |
| Vanguard Balanced Index Fund Institutional Admiral |
| Nuveen LifeCycle Index 2020 |
| Nuveen LifeCycle Index 2030 |
| Nuveen LifeCycle Index 2040 |
| Nuveen LifeCycle Index 2050 |
| Nuveen LifeCycle Index 2060 |
| Nuveen LifeCycle Index Retirement Income |
| Nuveen Large Cap Responsible Equity |
| Vanguard Equity Income Fund Admiral |
| Vanguard Small-Cap Index Fund Admiral |
| Vanguard Mid-Cap Index Fund Admiral |
| Pacific Investment Income Fund Institutional |
| Vanguard 500 Index Admiral |
| Vanguard Extended Market |
| Vanguard Global Equity Fund |
| Vanguard Growth and Income Admiral |
| Vanguard Growth Index Fund Admiral |
| Vanguard High Dividend Yield Index – Admiral |
| Vanguard Large Cap Index Fund Admiral |
| Vanguard Lifestrategy Moderate Growth Fund |
| Vanguard Long-Term Investment Grade |
| Vanguard Long-Term Investment Grade Fund |
| Vanguard Primecap Fund Admiral Shares |
| Vanguard Small-Cap Growth Income Fund |
| Vanguard Small-Cap Value |
| Vanguard Star Fund |
| Vanguard Target Retirement 2040 Fund |
| Vanguard Target Retirement 2050 Fund |
| Vanguard Wellington Fund Admiral Shares |
| Vanguard Windsor II Fund Admiral Shares |
| Massachusetts Financial Mid Cap Value Fund |
| American Funds New World |
| Vanguard Health Care Admiral |
| Baird Short-Term Bond Fund Institutional |
| BlackRock Mid-Cap Growth Equity Fund Class K |
| American Century Small Cap Growth |
| JPMorgan Core Plus Bond Fund |
| Undiscovered Managers Behavioral Value |
| Vanguard LifeStrategy Conservative Growth Fund Investor |
| TIAA Traditional Non Benefit Responsive |
| TIAA Traditional Benefit Responsive |
Investment model portfolios
We provide two types of investment model portfolios for THE EPISCOPAL ACADEMY 403(B) DEFINED CONTRIBUTION RETIREMENT PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for THE EPISCOPAL ACADEMY 403(B) DEFINED CONTRIBUTION RETIREMENT PLAN