Investment options of THE COMMUNITY SOLUTION 403(B) PLAN
Total Available Funds: 42
| Investment Description |
|---|
| TIAA Traditional Account, benefit-responsive # |
| TIAA Traditional Account, non-benefit-responsive # |
| TransAmerica Guaranteed Investment Option # |
| TransAmerica Stable Account # |
| American Beacon American Beacon Small Cap Value R6 # |
| American Funds EuroPacific Growth R6 # |
| American Funds New World R6 # |
| Blackrock Inflation Protected Bond Institutional Fund # |
| Dodge & Cox Dodge & Cox Stock # |
| Fidelity Small Cap Growth K6 # |
| JP Morgan JP Morgan Large Cap Growth R6 # |
| MFS International Diversification R6 # |
| Parnassus Parnassus Core Equity Institutional # |
| JH JHancock Bond R6 # |
| Vanguard 500 Index Admiral # |
| Vanguard Extended Market Index Admiral # |
| Vanguard Interm-Term Investment Grade Admiral # |
| Vanguard REIT Index Admiral # |
| Vanguard Small Cap Index Adm # |
| Vanguard Institutional Target Retirement 2020 # |
| Vanguard Institutional Target Retirement 2025 # |
| Vanguard Institutional Target Retirement 2030 # |
| Vanguard Institutional Target Retirement 2035 # |
| Vanguard Institutional Target Retirement 2040 # |
| Vanguard Institutional Target Retirement 2045 # |
| Vanguard Institutional Target Retirement 2050 # |
| Vanguard Institutional Target Retirement 2055 # |
| Vanguard Institutional Target Retirement 2060 # |
| Vanguard Institutional Target Retirement 2065 # |
| Vanguard Institutional Target Retirement Income # |
| CREF CREF Stock Account # |
| CREF CREF Social Choice Account # |
| CREF CREF Bond Market Account # |
| CREF CREF Global Equities Account # |
| CREF CREF Growth Account # |
| CREF CREF Equity Index Account # |
| CREF CREF Inflation-Linked Bond Account # |
| Receivable Maturity is 2032 # |
| BLACKROCK INFL PROT SECS BD I 1/1/2024 12/31/2024 14.505 |
| BROWN CAPITAL BROWN CAPITAL MGMT SM CO INV 1/1/2024 10/15/2024 38.680 |
| DODGE & COX DODGE & COX STOCK I 1/1/2024 12/31/2024 9.670 |
| PARNASSUS PARNASSUS CORE EQUITY INSTL 1/1/2024 12/31/2024 9.670 |
Investment model portfolios
We provide two types of investment model portfolios for THE COMMUNITY SOLUTION 403(B) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for THE COMMUNITY SOLUTION 403(B) PLAN