Investment options of THE CHATEAU RESTAURANT GROUP 401K PLAN
Total Available Funds: 57
| Investment Description |
|---|
| Fidelity Freedom 2015 Fund " |
| Fidelity US Bond Index Fund " |
| Fidelity Inflation-Protected Bond Index Fund " |
| Fidelity Freedom 2060 Fund " |
| Fidelity Freedom 2055 Fund " |
| Fidelity Contrafund " |
| Fidelity Balanced Fund " |
| American Century Small Cap Value Fund " |
| Fidelity Freedom 2035 Fund " |
| Fidelity Freedom Income Fund " |
| Cohen & Steers Realty Shares Fund " |
| Fidelity Freedom 2045 Fund " |
| Fideilty International Index Fund " |
| Fidelity Freedom 2010 Fund " |
| Fidelity Mid Cap Index Fund " |
| Fidelity Freedom 2050 Fund " |
| Columbia Dividend Income Fund " |
| Fidelity Freedom 2040 Fund " |
| Fidelity Freedom 2025 Fund " |
| PIMCO Income Fund " |
| Fidelity Freedom 2020 Fund " |
| Virtus KAR Small-Cap Growth Fund " |
| T Rowe Price Diversified Fund " |
| MFS International Diversification Fund " |
| Fidelity 500 Index Fund " |
| Fidelity Small Cap Index Fund " |
| Fidelity Freedom 2030 Fund " |
| Fidelity Low Priced Stock Fund " |
| FIDELITY GOVERNMENT MONEY MRKT |
| FIDELITY FREEDOM 2015 FUND |
| FID US BOND IND |
| FID INFL-P BD IDX |
| FIDELITY FREEDOM 2060 FUND |
| FIDELITY FREEDOM 2055 FUND |
| FIDELITY CONTRAFUND |
| FIDELITY BALANCED FUND |
| AC SMALL CAP VALUE R5 |
| FIDELITY FREEDOM 2035 FUND |
| FIDELITY FREEDOM INCOME FUND |
| COHEN & STEERS REALTY SHARES |
| FIDELITY FREEDOM 2045 FUND |
| FID INTERNATIONAL INDEX |
| FIDELITY FREEDOM 2010 FUND |
| FID MID CAP INDEX |
| FIDELITY FREEDOM 2050 FUND |
| COLUMBIA DIV INC FUND I |
| FIDELITY FREEDOM 2040 FUND |
| FIDELITY FREEDOM 2025 FUND |
| PIMCO INCOME FUND – A |
| FIDELITY FREEDOM 2020 FUND |
| VIRTUS KAR SMALL-CAP GROWTH I |
| TROWE PRICE DIVERSIFIED MCG |
| MFS INTL DIVERSIFICATION R4 |
| FID 500 IND |
| FID SMALL CAP INDEX |
| FIDELITY FREEDOM 2030 FUND |
| FIDELITY LOW-PRICED STOCK FND |
Investment model portfolios
We provide two types of investment model portfolios for THE CHATEAU RESTAURANT GROUP 401K PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for THE CHATEAU RESTAURANT GROUP 401K PLAN